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42 Cliftwood RoadPalmyra, VA 22963Price: $695,000

  • Price: $695,000
  • Est. Mortgage of $/month
  • 98 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.76% last updated on Sep 10, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $695,000List Price
  • 3Bedrooms
  • 4Bathrooms
  • 2,268Square Feet
Open 7/19, 12-2pm. Set on 1.83 acres, this is a rare opportunity to own one of the largest waterfront lots in Lake Monticello. Positioned on the main lake with 180 degrees of water views, this custom-built, single-owner Cape Cod offers the chance to create something truly special in an exceptional setting. Designed for main-level living, the home welcomes you with a cozy living room featuring a gas fireplace before drawing your attention to the lake views beyond. The kitchen opens seamlessly to the dining area, where bay windows fill the space with natural light and create an airy feel. Tucked privately off the main living spaces, the spacious primary suite features a walk-in closet and more water views. Upstairs, you'll find 2 oversized bedrooms, a full bathroom, and storage space tucked into the eaves. Need extra space for a game room or a home gym? The basement offers 2 additional flex rooms ready to fit your needs. Outside, enjoy lake living from the large Trex deck overlooking the water, while the attached 2-car garage provides additional storage options. Follow the path down to the water's edge and find yourself in the heart of Lake Monticello with 550+ ft of shoreline. Bring your boat enjoy time on the water!,Formica Counter,Oak Cabinets,Fireplace in Living Room
Listed by HELEN ASCOLI of NEST REALTY GROUP

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

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More Info

Location Information

  • Date Listed06/08/2026
  • ZoningR-4
  • UsmAreaPalmyra

School Information

  • Junior HighFluvanna
  • High SchoolFluvanna
  • Elementary SchoolCentral

Location

  • Address42 Cliftwood Road
  • Area Total2,268
  • SubdivisionLake Monticello
  • TownPalmyra
  • StateVA
  • Zip22963
  • CountyFluvanna

Exterior

  • RoofComposite
  • FoundationBlock
  • Window FeaturesDouble Hung, Screens
  • Exterior FeaturesOther

Property Information

  • Building Area Total2746
  • Above Grade Finished Area1654
  • Below Grade Area Total614
  • Below Grade Finished Area614

Amenities

  • Amenities
    • Basketball Courts
    • Beach
    • Boat Ramp
    • Club House
    • Community Center
    • Golf Club
    • Jog/Walk Path
    • Lake
    • Security
    • Soccer Field
    • Swimming Pool
    • Tennis Courts
    • Tot Lots/Playground
  • PricePerSqFt420
  • Other Amenities
    • Basement
    • Fireplace
    • Golf
    • Pool
    • Tennis
    • Water View
    • Waterfront

Basic Information

  • MLS Number678194
  • Ownership InterestOther
  • List Price$695,000
  • Square Feet2,268
  • Acreage1.83
  • Year Built1996
  • MLS Property TypeResidential
  • StatusACT
  • HOA Fee1464.00 / Annually

Property

  • New Construction YNN
  • Lot DescriptionTrees/Wooded, Private

Interior

  • FlooringCarpet, Hardwood, Other
  • Appliances IncludedDryer, Washer
  • Heating YNYes
  • CoolingCentral A/C, Heat Pump(s)
  • Basement YNYes
  • Stories1

Utilities

  • Water SourcePublic
  • SewerPublic Sewer
  • Central Air YNYes
  • Heating FuelElectric, Propane - Owned
  • ElectricUnderground
  • Heat SystemCentral
  • Internet ServicesCable, Fiber Optic

Water Body

  • Water View YNYes
  • WaterfrontYes
  • Water Body TypeLake

Other

  • View Count2

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Year2026
  • Taxes$4,604

Basic Information

Building

  • ViewWater, Trees/Woods
  • Water Oriented YNYes
  • Rooms
    • Additional Bedroom
    • Bonus Room
    • Breakfast Room
    • Foyer
    • Full Bath
    • Half Bath
    • Kitchen
    • Laundry
    • Living Room
    • Recreation Room
  • Walls CeilingsHigh
  • Interior FeaturesEntry Level Bedroom, Primary Bath(s)
  • Association Fee$1,464
  • Association Fee FrequencyAnnually
  • Association Fee2 FrequencyOne Time
  • Association Fee IncludesCommon Area Maintenance, Pool(s), Management, Snow Removal, Trash
  • Association Fee2850
  • Security FeaturesSecurity System
  • Association YNYes
  • High School DistrictFluvanna County Public Schools
  • Broker NameNEST REALTY GROUP
  • Building Number42
  • DirectionsFrom Lake Monticello's main gate take a right onto Jefferson. Left onto Nahor, left on Xebec and left on Cliftwood. Home is on the left in the cul de sac.
  • Lower Levels Total Baths1
  • Main Level Total Baths2
  • Main Level Bedrooms1
  • Main Level Full Baths2
  • Upper Levels Total Bedrooms2
  • Upper Levels Total Baths1
  • Story ListMain
  • Structure Design TypeDetached
  • Construction MaterialsVinyl Siding
  • Property StyleCape Cod
  • Bedrooms3
  • BasementFull, Partially Finished, Walkout Level, Windows
  • Full Bath2
  • Bathroom4
  • Half Baths2
  • Levels1.5
  • Fireplace FeaturesGas/Propane
  • Fireplace YNYes
  • Fireplace1

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated September 14, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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