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3893 Cotter DriveEdgewater, MD 21037Price: $1,195,000

  • Price: $1,195,000
  • Est. Mortgage of $/month
  • 75 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.49% last updated on Jul 9, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,195,000List Price
  • 5Bedrooms
  • 3Bathrooms
  • 2,394Square Feet
Enjoy approximately 5 ft water depth at your private pier on protected Whitemarsh Creek, off Rhode River-just a short boat ride to the Chesapeake Bay and all your favorite waterfront dining destinations! This property is built for both relaxation and entertaining, featuring a spacious TimberTech deck with stunning water views-perfect for hosting gatherings or enjoying peaceful evenings by the water. A 20,000 lb boat lift with remote makes boating effortless. Inside, you'll find a flexible and inviting layout with: 2 bedrooms and 2 full baths on the main level, 3 additional bedrooms upstairs (one currently configured as an oversized walk-in closet-easily converted back), a very large owner's suite with its own walk-in closet, a bright four-season room with a separate in-wall A/C unit and convenient dog door. The half-acre lot at the end of the street offers exceptional privacy, complemented by a flat, fenced yard-ideal for pets, play, and outdoor enjoyment. A charming paver walkway leads to the waterfront, enhancing the home's outdoor appeal. Seller updates include: New Roof (2020), Two new high-efficiency heat pump systems, newer stainless steel appliances, including an induction stove, Updated flooring on main level, deck (2024), W&D (2021), sump pump, and recently cleaned vents. Opportunity knocks: The home offers a fantastic footprint for those looking to personalize and modernize. With great bones, waterfront location, and generous space, it's the perfect canvas to create your dream home. ?Wraparound porch. Private setting. Boater's lifestyle. Endless potential.
Listed by Sandra K Wing of RE/MAX Leading Edge

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

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More Info

Location Information

  • Date Listed05/01/2026
  • ZoningR2
  • UsmAreaEdgewater

School Information

  • High SchoolSouth River

Parking

  • Parking FeaturesPaved Parking, Asphalt Driveway
  • Parking TypesOff Street
  • Total Garage And Parking Spaces4

Property

  • Property ConditionVery Good
  • New Construction YNN
  • Lot DescriptionLandscaping
  • Building Sites1
  • FencingRear, Fully

Exterior

  • RoofArchitectural Shingle
  • FoundationCrawl Space
  • Window FeaturesSliding

Utilities

  • Water SourceWell
  • SewerPublic Septic
  • Cooling FuelElectric
  • Water HeaterElectric
  • Heating FuelElectric, Wood
  • Heat SystemHeat Pump(s), Wood Burn Stove

Water Body

  • Water View YNYes
  • Waterfront FeaturesPrivate Dock Site, Navigable Water
  • WaterfrontYes
  • Water Body TypeCreek
  • Water Body NameWHITEMARSH CREEK
  • Water FeaturesPrivate Access, Boat - Powered, Sail
  • Water AccessYes
  • Dock Type And FeaturesPier (Perpendicular), Multiple Slip, Hoist/Lift Electric, Private
  • Dock Slip Conveyance MultiPhysical Dock/Slip Conveys
  • Dock1

Basic Information

  • MLS NumberMDAA2141120
  • Ownership InterestFee Simple
  • List Price$1,195,000
  • Square Feet2,394
  • Acreage0.47
  • Year Built1961
  • MLS Property TypeResidential
  • StatusACT

Location

  • Address3893 Cotter Drive
  • Area Total2,394
  • SubdivisionPonder Cove Beach
  • TownEdgewater
  • StateMD
  • Zip21037
  • CountyAnne Arundel

Interior

  • FlooringLuxury Vinyl Plank
  • Appliances Included
    • Dishwasher
    • Disposal
    • Dryer
    • Microwave
    • Oven/Range - Electric
    • Refrigerator
    • Stainless Steel Appliances
    • Stove
    • Washer/Dryer Stacked
  • Heating YNYes
  • CoolingHeat Pump(s)

Property Information

  • Lot Size Square Feet20,295
  • Above Grade Finished Area2394

Amenities

  • PoolNo Pool
  • Slips2
  • Accessibility AmenitiesOther
  • PricePerSqFt499
  • Other AmenitiesWaterfront, Water View, Dock

Other

  • Other Structures ListShed
  • ExclusionsBoat cover

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Total Finished Sq Ft2,394
  • Tax Assessment Amount869600
  • Tax Year2025
  • Taxes$9,142
  • County Tax$8,716
  • County Tax Payment FrequencyAnnually
  • Assessment Year2026

Building

  • ViewWater, River, Scenic Vista
  • Water Oriented YNYes
  • Rooms
    • Bathroom 1
    • Bedroom 2
    • Bedroom 3
    • Bedroom 4
    • Bedroom 5
    • Dining Room
    • Great Room
    • Kitchen
    • Laundry
    • Primary Bedroom
    • Sun/Florida Room
  • Door FeaturesSix Panel, Sliding Glass
  • Interior FeaturesBreakfast Area, Combination Dining/Living, Window Treatments, Entry Level Bedroom, Floor Plan - Open
  • Security FeaturesSurveillance Sys
  • High School DistrictAnne Arundel County Public Schools
  • LocationTypeCreek/Stream
  • Broker NameRE/MAX Leading Edge
  • Building Number3893
  • Federal Flood ZoneAE
  • DirectionsGPS
  • Distance To Body Of Water UnitsBlocks
  • Main Level Total Baths2
  • Main Level Bedrooms2
  • Main Level Full Baths2
  • Upper Levels Total Full Baths1
  • Upper Levels Total Bedrooms3
  • Upper Levels Total Baths1
  • Upper Level1 Bedrooms3
  • Upper Level1 Full Baths1
  • Upper Level1 Total Baths1
  • Story ListMain, Upper 1
  • Structure Design TypeDetached
  • Construction MaterialsVinyl Siding
  • Property StyleColonial
  • Bedrooms5
  • Full Bath3
  • Bathroom3
  • Levels3
  • Patio And Porch FeaturesDeck(s), Enclosed, Porch(es)

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated July 14, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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