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820 Bay Ridge AvenueAnnapolis, MD 21403Price: $1,875,000

  • Price: $1,875,000
  • Est. Mortgage of $/month
  • 47 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.49% last updated on Jul 9, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,875,000List Price
  • 4Bedrooms
  • 5Bathrooms
  • 3,658Square Feet
An exceptional blend of timeless craftsmanship, thoughtful customization, and coastal elegance, 820 Bay Ridge Avenue offers over 4,000 square feet of beautifully finished luxury living across four levels in Eastport's coveted Sailor's Quay enclave. Unlike many homes in the community, this residence was thoughtfully customized with numerous builder upgrades and enhancements, creating a level of comfort, functionality, and long-term value that is immediately apparent. A charming white picket fence, manicured landscaping, and gracious brick front porch welcome you inside, where rich hardwood floors, soaring 9-foot ceilings, tray ceilings, detailed millwork, and plantation shutters throughout create an atmosphere of understated sophistication. The gourmet kitchen is both beautiful and functional, featuring honed granite countertops, premium appliances, abundant cabinetry, and a substantial center island that opens seamlessly to the inviting family room anchored by an upgraded gas fireplace. A formal dining room illuminated by a stunning chandelier provides an elegant setting for entertaining, while the adjoining sitting room or study offers the perfect space for reading, working from home, quiet conversation, or enjoying an evening bourbon. Outdoor living is equally impressive with a welcoming flower garden-facing front porch, a private English courtyard patio, and a second-floor terrace, both enhanced with ceiling fans for exceptional comfort, creating inviting spaces for morning coffee, outdoor dining, or relaxing at the end of the day. A dedicated natural gas line provides the convenience of connecting an outdoor grill or future fire pit. The professionally enhanced landscaping and more functional yard further elevate the outdoor experience. The luxurious primary suite serves as a private retreat with a custom walk-in closet, spa-inspired bath, and an expansive sitting room. A spacious junior suite with its own private bath provides outstanding accommodations for family or guests, while two additional vaulted-ceiling bedrooms share a beautifully appointed full bath on the upper level. The finished third-floor loft adds exceptional versatility for a home office, fitness room, guest retreat, or media space. The finished lower level offers a large family room and full bath, providing even more flexible living space. Designed with future accessibility in mind, the home also features a framed elevator shaft, allowing for a future elevator installation without altering the home's thoughtful design or flow. Additional electrical enhancements throughout the home reflect the careful planning and attention to detail invested during construction. Perfectly positioned just moments from Downtown Annapolis and the United States Naval Academy, this exceptional location offers a truly walkable lifestyle with easy access to waterfront dining, boutique shopping, marinas, parks, art galleries, and the vibrant coastal culture that defines Eastport. Whether strolling across the Spa Creek Drawbridge or taking the water taxi into downtown, every day feels connected to the waterfront lifestyle, while convenient access to Routes 50 and 97 provides an easy commute to Baltimore, Washington, D.C., and beyond. Combining timeless architecture, custom upgrades, sophisticated finishes, future elevator capability, exceptional outdoor living, and one of Annapolis' most desirable locations, 820 Bay Ridge Avenue presents a rare opportunity to own one of Sailor's Quay's finest residences.
Listed by Wendy T Oliver of Coldwell Banker Realty

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

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More Info

Location Information

  • Date Listed05/29/2026
  • ZoningB1
  • UsmAreaAnnapolis

School Information

  • Junior HighAnnapolis
  • High SchoolAnnapolis
  • Elementary SchoolEastport

Parking

  • Parking TypesAttached Garage, Off Street, On Street, Parking Lot
  • Total Garage And Parking Spaces2

Property

  • Property ConditionExcellent
  • New Construction YNN
  • Lot DescriptionLandscaping, Premium, Private
  • FencingPicket, Vinyl, Decorative

Exterior

  • RoofArchitectural Shingle
  • FoundationConcrete Perimeter
  • Window FeaturesScreens, Double Pane, Insulated
  • Exterior FeaturesExtensive Hardscape

Utilities

  • UtilitiesUnder Ground
  • Water SourcePublic
  • SewerPublic Sewer
  • Central Air YNYes
  • Cooling FuelElectric
  • Water HeaterNatural Gas
  • Heating FuelNatural Gas
  • Heat SystemForced Air, Programmable Thermostat, Zoned
  • Internet ServicesFiber Optic

Amenities

  • PoolNo Pool
  • AmenitiesCommon Grounds, Reserved/Assigned Parking
  • PricePerSqFt613
  • Other AmenitiesBasement, Fireplace, Garden

Basic Information

  • MLS NumberMDAA2142896
  • Ownership InterestFee Simple
  • List Price$1,875,000
  • Square Feet3,658
  • Acreage0.07
  • Year Built2011
  • MLS Property TypeResidential
  • StatusACT
  • HOA Fee150.00 / Monthly

Location

  • Address820 Bay Ridge Avenue
  • Area Total4,012
  • SubdivisionEastport
  • TownAnnapolis
  • StateMD
  • Zip21403
  • CountyAnne Arundel

Interior

  • FlooringHardwood, Ceramic Tile, Carpet
  • Appliances Included
    • Built-In Microwave
    • Built-In Range
    • Commercial Range
    • Dishwasher
    • Disposal
    • Dryer
    • Oven - Self Cleaning
    • Oven/Range - Gas
    • Range Hood
    • Refrigerator
    • Six Burner Stove
    • Stainless Steel Appliances
    • Washer
    • Water Heater
  • Heating YNYes
  • CoolingCentral A/C, Ceiling Fan(s), Programmable Thermostat, Zoned
  • Basement YNYes

Property Information

  • Lot Size Square Feet2,957
  • Above Grade Finished Area3058
  • Below Grade Area Total954
  • Below Grade Unfinished Area354
  • Below Grade Finished Area600

Water Body

  • Waterfront FeaturesNavigable Water
  • Water Body TypeCreek
  • Water Body NameSpa Creek
  • Water FeaturesCanoe/Kayak, Personal Watercraft (PWC), Public Access, Swimming Allowed
  • Water AccessYes

Other

  • View Count1

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Total Finished Sq Ft3,058
  • Tax Assessment Amount1158400
  • Tax Year2026
  • Taxes$13,568
  • Assessment Year2026
  • City Town Tax$7,786

Basic Information

Building

  • ViewGarden/Lawn
  • Water Oriented YNYes
  • Rooms
    • Bedroom 2
    • Bedroom 3
    • Bedroom 4
    • Dining Room
    • Family Room
    • Foyer
    • Full Bath
    • Half Bath
    • Kitchen
    • Laundry
    • Primary Bathroom
    • Primary Bedroom
    • Recreation Room
    • Sitting Room
    • Storage Room
    • Utility Room
  • Door FeaturesSliding Glass
  • Walls Ceilings9'+ Ceilings, Vaulted Ceilings, Tray Ceilings
  • Interior FeaturesBathroom - Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Chair Railings, Crown Moldings, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Country, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Window Treatments, Wood Floors
  • Association Fee$150
  • Association Fee FrequencyMonthly
  • Association Fee IncludesSnow Removal, Lawn Care Front, Common Area Maintenance, Lawn Care Rear, Road Maintenance
  • Association NameSAILOR'S QUAY COMMUNITY ASSOCIATION
  • Security FeaturesElectric Alarm
  • Association YNYes
  • High School DistrictAnne Arundel County Public Schools
  • Broker NameColdwell Banker Realty
  • Building Number820
  • In City Limits YNYes
  • IncorporatedcitynameAnnapolis
  • Distance To Body Of Water6
  • DirectionsFrom Downtown Annapolis, take Compromise St / Eastport Bridge. Right onto Bay Ridge Ave. You can park on street or behind the home adjacent to the rear entry garage
  • Distance To Body Of Water UnitsBlocks
  • Num Attached Garage Spaces2
  • Lower Levels Total Baths1
  • Lower Level1 Total Baths1
  • Lower Level1 Full Baths1
  • Lower Levels Total Full Baths1
  • Main Level Total Baths1
  • Main Level Half Baths1
  • Upper Level2 Total Baths1
  • Upper Levels Total Full Baths3
  • Upper Levels Total Bedrooms4
  • Upper Levels Total Baths3
  • Upper Level2 Full Baths1
  • Upper Level1 Bedrooms2
  • Upper Level1 Full Baths2
  • Upper Level2 Bedrooms2
  • Upper Level1 Total Baths2
  • Story ListLower 1, Main, Upper 1, Upper 2
  • Structure Design TypeDetached
  • Construction MaterialsFiber Cement
  • Property StyleCraftsman
  • Bedrooms4
  • Basement
    • Connecting Stairway
    • Daylight
    • Full
    • Fully Finished
    • Heated
    • Improved
    • Interior Access
    • Partial
    • Poured Concrete
    • Sump Pump
  • Full Bath4
  • Bathroom5
  • Half Baths1
  • Laundry TypeUpper Floor
  • Levels4
  • Fireplace FeaturesMantel(s), Gas/Propane
  • Fireplace YNYes
  • Fireplace1
  • Garage TypeAdditional Storage Area, Garage - Rear Entry, Garage Door Opener, Inside Access, Oversized
  • Garage Spaces2
  • GarageYes
  • Patio And Porch FeaturesBalcony, Patio(s), Porch(es)

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated July 14, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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