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5 Franklin StreetAnnapolis, MD 21401Price: $12,500,000

  • Price: $12,500,000
  • Est. Mortgage of $/month
  • 76 Days on Market
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$
%
$/month over payments
Federal 30-year interest rate: 6.49% last updated on Jul 9, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $12,500,000List Price
  • 5Bedrooms
  • 7Bathrooms
  • 5,993Square Feet
A rare opportunity on Spa Creek, this fully reimagined Murray Hill residence offers an extraordinary waterfront lifestyle just moments from downtown Annapolis. Completed in late 2023 after a full ground-up rebuild, the home spans 5,900+ sq. ft. of impeccably crafted living space, where natural materials, refined architectural details, and top-tier systems create a seamless blend of comfort and sophistication. Set on just under a half acre of level waterfront, the property showcases one of the most complete private pier systems in the area: a heavily built main pier, two floating docks, and three boat lifts (16,000lb, 8,000lb, and 2,500lb), plus lighting, water, 30/50-amp shore power, Tide Slide moorings, and 6' MLW at the 70' T-head. A charming boathouse and waterside deck capture the magic of Spa Creek from morning to sunset. Outdoor living is exceptional. A stunning 40' x 20' PebbleTec saltwater pool-rebuilt in 2024-anchors a series of Ipe decks and natural stone patios and decks designed for effortless entertaining. The outdoor kitchen with piped natural gas grill, refrigerator, and sink extends gatherings well into the warm months, while covered and uncovered spaces offer year-round enjoyment. The exterior speaks to enduring quality with Carderock stone foundations, mahogany trim and ceilings, Loewen windows, Canadian cedar siding, copper gutters and flashings, and custom mahogany entry doors. A detached heated and cooled two-car garage includes a beautifully finished upper level with kitchenette, laundry, living/sleeping area, and private bath-ideal for guests or an au pair. Inside, the home is defined by warm natural luxury featuring a stunning barrel vaulted mahogany ceiling with cove lighting. Additional curated details include: mahogany doors, black bronze hardware, 5" Cumaru flooring, custom cabinetry, and extensive millwork throughout. The chef's kitchen features Sub-Zero and Wolf appliances with granite and soapstone surfaces. The main level Primary suite with inspiring view of pool and waterfront provides convenience and options for aging in place. The lower-level recreation spaces provide a relaxed retreat with a private bedroom suite, family room, wet bar, gym and full laundry room. An abundance of thoughtful design is presented throughout the home with multiple wet bars, radiant heated tile floors in five bathrooms and the main-level bar, and four separate laundry areas. Less than half a mile from Church Circle, this residence delivers the rare ability to live on the water while enjoying the full walk-everywhere lifestyle of historic Annapolis. This is Spa Creek living at its finest: sophisticated, effortless, and undeniably special. Welcome Home!
Listed by Bradley R Kappel of TTR Sotheby's International Realty

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

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More Info

Location Information

  • Date Listed04/30/2026
  • ZoningR
  • UsmAreaAnnapolis

Parking

  • Parking TypesOff Street, Detached Garage
  • Total Garage And Parking Spaces6

Location

  • Address5 Franklin Street
  • Area Total6,188
  • SubdivisionMurray Hill
  • TownAnnapolis
  • StateMD
  • Zip21401
  • CountyAnne Arundel

Interior

  • FlooringHardwood, Stone, Ceramic Tile
  • Appliances Included
    • Built-In Microwave
    • Commercial Range
    • Dishwasher
    • Disposal
    • Dryer
    • Exhaust Fan
    • Extra Refrigerator/Freezer
    • Icemaker
    • Instant Hot Water
    • Oven - Double
    • Oven/Range - Gas
    • Range Hood
    • Refrigerator
    • Six Burner Stove
    • Stainless Steel Appliances
    • Washer
    • Water Heater - Tankless
  • Heating YNYes
  • CoolingCeiling Fan(s), Ductless/Mini-Split, Central A/C
  • Basement YNYes

Property Information

  • Lot Size Square Feet21,640
  • Above Grade Finished Area5993
  • Below Grade Area Total195
  • Below Grade Unfinished Area195

Water Body

  • Water View YNYes
  • Waterfront FeaturesNavigable Water
  • WaterfrontYes
  • Water Body TypeCreek
  • Water FeaturesBoat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water AccessYes
  • Tidal Water YNYes

Basic Information

  • MLS NumberMDAA2143556
  • Ownership InterestFee Simple
  • List Price$12,500,000
  • Square Feet5,993
  • Acreage0.5
  • Year Built1986
  • MLS Property TypeResidential
  • StatusACT

Building

  • Num Detached Garage Spaces2
  • ViewWater, Creek/Stream, Garden/Lawn, Scenic Vista
  • Water Oriented YNYes
  • Walls Ceilings9'+ Ceilings, Cathedral Ceilings, Vaulted Ceilings,2 Story Ceilings, Beamed Ceilings, Wood Ceilings
  • Interior FeaturesWindow Treatments, Bar, Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Exposed Beams, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Kitchenette, Pantry, Primary Bath(s), Recessed Lighting, Wet/Dry Bar, Sprinkler System, Upgraded Countertops, Walk-in Closet(s), Wine Storage, Wood Floors
  • Security FeaturesCarbon Monoxide Detector(s), Smoke Detector, Sprinkler System - Indoor
  • High School DistrictAnne Arundel County Public Schools
  • LocationTypeCreek/Stream
  • Broker NameTTR Sotheby's International Realty
  • Building Number5
  • In City Limits YNYes
  • IncorporatedcitynameAnnapolis
  • DirectionsTake West St to Church Circle. Turn right onto Franklin St. Home is at the end of the street on the right. Welcome Home!
  • Lower Levels Total Baths2
  • Lower Level1 Total Baths2
  • Lower Level1 Full Baths2
  • Lower Level1 Bedrooms1
  • Lower Levels Total Bedrooms1
  • Lower Levels Total Full Baths2
  • Main Level Total Baths2
  • Main Level Bedrooms1
  • Main Level Half Baths1
  • Main Level Full Baths1
  • Upper Levels Total Full Baths3
  • Upper Levels Total Bedrooms3
  • Upper Levels Total Baths3
  • Upper Level1 Bedrooms3
  • Upper Level1 Full Baths3
  • Upper Level1 Total Baths3
  • Story ListLower 1, Main, Upper 1
  • Structure Design TypeDetached
  • Construction MaterialsShingle Siding, Stone
  • Property StyleCoastal, Craftsman
  • Builder ModelSpa Creek Waterfront
  • Bedrooms5
  • Basement
    • Connecting Stairway
    • Fully Finished
    • Heated
    • Improved
    • Outside Entrance
    • Rear Entrance
    • Walkout Level
    • Windows
  • Full Bath6
  • Bathroom7
  • Half Baths1
  • Laundry TypeLower Floor, Main Floor, Upper Floor
  • Levels3
  • Fireplace FeaturesFireplace - Glass Doors, Mantel(s), Stone
  • Fireplace YNYes
  • Fireplace1
  • Garage TypeAdditional Storage Area, Garage - Side Entry, Garage Door Opener, Oversized
  • Garage Spaces2
  • GarageYes
  • Patio And Porch FeaturesDeck(s), Porch(es)

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Assessment Amount3662800
  • Tax Year2026
  • Taxes$45,076
  • City Town Tax$26,426

Basic Information

Property

  • Property ConditionExcellent
  • New Construction YNN
  • Lot Description
    • Bulkheaded
    • Landscaping
    • Level
    • Poolside
    • Premium
    • Rear Yard
  • FencingPartially

Exterior

  • FoundationOther
  • Exterior FeaturesExtensive Hardscape, BBQ Grill, Exterior Lighting, Gutter System, Outbuilding(s), Stone Retaining Walls, Underground Lawn Sprinkler

Utilities

  • Water SourcePublic
  • SewerPublic Sewer
  • Central Air YNYes
  • Cooling FuelElectric
  • Water HeaterNatural Gas, Instant Hot Water, Tankless
  • Heating FuelElectric
  • Heat SystemZoned, Forced Air
  • Internet ServicesFiber Optic

Amenities

  • Pool FeaturesIn Ground, Saltwater
  • PoolYes - Personal
  • PricePerSqFt2086
  • Other AmenitiesBasement, Fireplace, Pool, Waterfront, Water View

Other

  • Other Structures ListBoat House

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated July 14, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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