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658 Rock Cove LaneSeverna Park, MD 21146Price: $5,500,000

  • Price: $5,500,000
  • Est. Mortgage of $/month
  • 9 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.49% last updated on Jul 9, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $5,500,000List Price
  • 5Bedrooms
  • 7Bathrooms
  • 9,152Square Feet
Introducing a masterfully curated waterfront estate that redefines luxury living on the shores of Severna Park. Tucked away within the prestigious, gated community of Bluff Point on the Severn, this magnificent residence offers the ultimate blend of privacy, sophistication, and resort-style amenities. From the grand roundabout driveway that welcomes your arrival to the sweeping, panoramic water vistas framing the rear of the property, every detail has been designed to deliver an uncompromising coastal lifestyle. The Ultimate Waterfront Paradise- The crown jewel of this estate is its seamless, private connection to the water. A beautifully paved path provides effortless access from the home straight down to the shoreline, where your private paradise awaits. Spend your mornings relaxing on your private sandy beach, or step onto the expansive private dock, fully equipped with a heavy-duty boat lift and two Jet Ski lifts offering immediate entry to the region's finest boating and watersports. Resort-Style Outdoor Living- Designed for outdoor entertaining or relaxing, the estate boasts a striking multi-tiered waterfront deck that overlooks a private oasis. At the center of the outdoor experience is a pristine, heated pool equipped with an automated safety cover, hot tub, and a private basketball court-perfect for active afternoons before cooling off in the water. An Entertainer's Dream & Lower-Level Retreat- Inside, the home's grand proportions are stitched together by a built-in, multi-zone sound system that flows seamlessly through the main living areas and outdoor decks. This residence features a private elevator providing convenient access across all three expansive levels. The exceptional walkout basement serves as a secondary entertainment hub, designed to mirror the luxury of the main floors. The lower level features a fully equipped second kitchen and custom bar, making it the ultimate venue for hosting formal events, game days, or intimate evenings by the water. Turn-Key Excellence Beyond its breathtaking aesthetic and leisure features, the estate has been meticulously maintained with premium structural updates, including a new synthetic slate roof installed in 2022, offering the timeless elegance of classic slate with modern, high-durability performance.
Listed by Robert J Chew of Samson Properties

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

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More Info

Location Information

  • Date Listed07/06/2026
  • ZoningR1
  • UsmAreaSeverna Park

Parking

  • Parking TypesAttached Garage, Driveway
  • Total Garage And Parking Spaces3

Location

  • Address658 Rock Cove Lane
  • Area Total10,659
  • SubdivisionBluff Point On Severn
  • TownSeverna Park
  • StateMD
  • Zip21146
  • CountyAnne Arundel

Exterior

  • FoundationSlab
  • Exterior FeaturesPrivate Beach, BBQ Grill, Boat Storage, Exterior Lighting, Hot Tub, Sport Court, Stone Retaining Walls

Utilities

  • Water SourcePublic
  • SewerPublic Sewer
  • Central Air YNYes
  • Cooling FuelElectric
  • Water Heater60+ Gallon Tank, Propane
  • Heating FuelPropane - Owned
  • Heat SystemForced Air

Amenities

  • PoolNo Pool
  • Slips2
  • Accessibility AmenitiesElevator
  • PricePerSqFt788
  • Other Amenities
    • Basement
    • Beachfront
    • Dock
    • Fireplace
    • Pool
    • Water View
    • Waterfront

Basic Information

  • MLS NumberMDAA2145616
  • Ownership InterestFee Simple
  • List Price$5,500,000
  • Square Feet9,152
  • Acreage1.71
  • Year Built2003
  • MLS Property TypeResidential
  • StatusACT
  • HOA Fee1250.00 / Annually

Building

  • ViewRiver, Water
  • Water Oriented YNYes
  • Walls Ceilings9'+ Ceilings
  • Interior Features2nd Kitchen, Additional Stairway, Attic, Bar, Breakfast Area, Built-Ins, Carpet, Cedar Closet(s), Ceiling Fan(s), Crown Moldings, Curved Staircase, Dining Area, Elevator, Entry Level Bedroom, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Recessed Lighting, Sauna, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Walk-in Closet(s), Wet/Dry Bar, WhirlPool/HotTub, Wood Floors
  • Association Fee$1,250
  • Association Fee FrequencyAnnually
  • Security FeaturesSecurity Gate
  • Association YNYes
  • High School DistrictAnne Arundel County Public Schools
  • Broker NameSamson Properties
  • Building Number658
  • DirectionsUSE GPS
  • Num Attached Garage Spaces3
  • Lower Levels Total Baths2
  • Lower Level1 Total Baths2
  • Lower Level1 Half Baths1
  • Lower Level1 Full Baths1
  • Lower Level1 Bedrooms1
  • Lower Levels Total Bedrooms1
  • Lower Levels Total Full Baths1
  • Main Level Total Baths2
  • Lower Levels Total Half Baths1
  • Main Level Half Baths1
  • Main Level Full Baths1
  • Upper Levels Total Full Baths3
  • Upper Levels Total Bedrooms4
  • Upper Levels Total Baths3
  • Upper Level1 Bedrooms4
  • Upper Level1 Full Baths3
  • Upper Level1 Total Baths3
  • Story ListLower 1, Main, Upper 1
  • Structure Design TypeDetached
  • Construction MaterialsBrick
  • Property StyleColonial
  • Bedrooms5
  • BasementFully Finished
  • Full Bath5
  • Bathroom7
  • Half Baths2
  • Levels3
  • Fireplace FeaturesGas/Propane
  • Fireplace YNYes
  • Fireplace2
  • Garage TypeGarage - Side Entry, Inside Access, Additional Storage Area
  • Garage Spaces3
  • GarageYes
  • Patio And Porch FeaturesBalcony, Deck(s), Patio(s), Brick

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Total Finished Sq Ft9,152
  • Tax Assessment Amount3082833
  • Tax Year2025
  • Taxes$32,477
  • County Tax$32,051
  • County Tax Payment FrequencyAnnually
  • Assessment Year2026

Property

  • New Construction YNN
  • Lot DescriptionSecluded

Interior

  • FlooringHardwood
  • Appliances Included
    • Built-In Microwave
    • Built-In Range
    • Dishwasher
    • Disposal
    • Dryer
    • Exhaust Fan
    • Extra Refrigerator/Freezer
    • Freezer
    • Icemaker
    • Oven - Wall
    • Refrigerator
    • Stainless Steel Appliances
    • Washer
  • Heating YNYes
  • CoolingCentral A/C
  • Basement YNYes

Property Information

  • Lot Size Square Feet74,488
  • Above Grade Finished Area6976
  • Below Grade Area Total3,683
  • Below Grade Unfinished Area1507
  • Below Grade Finished Area2176

Water Body

  • Water View YNYes
  • Waterfront FeaturesPrivate Dock Site, Sandy Beach, Navigable Water
  • WaterfrontYes
  • Water Body TypeRiver
  • Water Body NameSevern River
  • Water FeaturesPrivate Access, Boat - Powered, Sail, Canoe/Kayak
  • Water AccessYes
  • Tidal Water YNYes
  • Dock Type And FeaturesHoist/Lift Electric, Multiple Slip, Private
  • Dock Slip Conveyance MultiPhysical Dock/Slip Conveys
  • Dock1

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated July 14, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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