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820 Bay Ridge AvenueAnnapolis, MD 21403Price: $1,799,000

  • Price: $1,799,000
  • Est. Mortgage of $/month
  • 54 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 7.32% last updated on Oct 22, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,799,000List Price
  • 4Bedrooms
  • 5Bathrooms
  • 3,900Square Feet
Ooh la la, Eastport. There is something unmistakably special about life here-and 820 Bay Ridge Avenue captures it beautifully. Set within coveted Sailor's Quay, this exceptional residence delivers the rare combination of space, sophistication, outdoor living, and walkability, all just moments from the heart of Annapolis. Behind the white picket fence, manicured landscaping and a gracious brick front porch create a picture-perfect welcome. Step inside to more than 4,000 square feet of beautifully finished living across FOUR levels, where rich hardwood floors, 9-foot ceilings, elegant millwork, tray ceilings, and plantation shutters create a home that feels polished without ever feeling fussy. Thoughtfully customized during construction, the residence includes numerous builder upgrades, enhanced electrical features, and details designed to make everyday living as effortless as the home is beautiful. At its heart is a fabulous kitchen with honed granite countertops, premium appliances, abundant cabinetry, and a generous center island opening seamlessly to the family room and upgraded gas fireplace. The formal dining room is ready for holidays, celebrations, and memorable dinners, while the adjoining sitting room or study is perfect for working from home, curling up with a favorite book, or ending the evening with a bourbon. And then there is the outdoor living. Morning coffee on the front porch overlooking the flower garden. Dinner in your private English courtyard. Cocktails under the stars on the second-floor terrace. Professionally enhanced landscaping creates an intimate retreat, while ceiling fans, a dedicated natural gas line for grilling, and the opportunity for a future fire feature make these spaces as functional as they are beautiful. Upstairs, the primary suite feels like a private escape, with a custom walk-in closet, spa-inspired bath, and expansive sitting room. A generous junior suite with its own bath offers wonderful privacy for family or guests, while two additional vaulted-ceiling bedrooms share a beautifully appointed full bath. The finished third-floor loft brings even more possibilities-a home office, fitness studio, media room, guest retreat, or whatever life calls for next. The finished lower level adds a spacious family room and full bath, providing even more flexibility for entertaining, extended stays, or multigenerational living. And in a feature rarely found, the home was designed with the future in mind with a framed elevator shaft, allowing an elevator to be added without compromising the architecture or thoughtful floor plan. But perhaps the greatest luxury of 820 Bay Ridge Avenue is everything waiting just outside your front door. Walk to St. Mary's. Walk to dinner. Walk to neighborhood cafés and marinas. Walk to the Annapolis Yacht Club and Eastport Yacht Club. Cross the Spa Creek Drawbridge into Historic Downtown Annapolis and City Dock. Spend the afternoon on the Chesapeake, meet friends for dinner on the water, browse the shops and galleries downtown, or take the water taxi home after an evening out. Morning coffee around the corner. An afternoon on the water. Dinner in Eastport. Ice cream at City Dock. School, sailing, restaurants, shopping, marinas, yacht clubs, and downtown Annapolis-all without having to get in the car. And somehow, you still come home to more than 4,000 square feet, four finished levels, beautiful outdoor spaces, exceptional privacy, extensive custom upgrades, and future elevator capability. No need to choose between space, sophistication, and walkability. Here, you get all three. Polished. Coastal. Effortlessly Annapolis. Ooh la la, indeed.
Listed by Wendy T Oliver of Coldwell Banker Realty

Open Houses

October 25th
Starts: 1:00pm
Ends: 3:00pm

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

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More Info

Location Information

  • Date Listed09/01/2026
  • ZoningB1
  • UsmAreaAnnapolis

School Information

  • Junior HighAnnapolis
  • High SchoolAnnapolis
  • Elementary SchoolEastport

Parking

  • Parking TypesAttached Garage, Off Street, On Street, Parking Lot
  • Total Garage And Parking Spaces4

Property

  • Road ResponsibilityCity/County
  • Road Surface TypeBlack Top
  • Property ConditionExcellent
  • New Construction YNN
  • Lot DescriptionLandscaping, Premium, Private
  • FencingPicket, Vinyl, Decorative

Exterior

  • RoofArchitectural Shingle, Metal
  • FoundationConcrete Perimeter
  • Window FeaturesScreens, Double Pane, Insulated
  • Exterior FeaturesExtensive Hardscape

Utilities

  • UtilitiesUnder Ground
  • Water SourcePublic
  • SewerPublic Sewer
  • Central Air YNYes
  • Cooling FuelElectric
  • Water HeaterNatural Gas
  • Heating FuelNatural Gas
  • Electric200+ Amp Service
  • Heat SystemForced Air, Programmable Thermostat, Zoned
  • Internet ServicesFiber Optic

Water Body

  • Waterfront FeaturesNavigable Water
  • Water Body TypeCreek
  • Water Body NameSpa Creek
  • Water FeaturesCanoe/Kayak, Personal Watercraft (PWC), Public Access, Swimming Allowed
  • Water AccessYes

Other

  • View Count1

Basic Information

  • MLS NumberMDAA2156026
  • Ownership InterestFee Simple
  • List Price$1,799,000
  • Square Feet3,900
  • Acreage0.07
  • Year Built2011
  • MLS Property TypeResidential
  • StatusACT
  • HOA Fee150.00 / Monthly

Location

  • Address820 Bay Ridge Avenue
  • Area Total4,054
  • SubdivisionEastport
  • TownAnnapolis
  • StateMD
  • Zip21403
  • CountyAnne Arundel

Interior

  • FlooringHardwood, Ceramic Tile, Carpet
  • Appliances Included
    • Built-In Microwave
    • Built-In Range
    • Commercial Range
    • Dishwasher
    • Disposal
    • Dryer
    • Oven - Self Cleaning
    • Oven/Range - Gas
    • Range Hood
    • Refrigerator
    • Six Burner Stove
    • Stainless Steel Appliances
    • Washer
    • Water Heater
  • Heating YNYes
  • CoolingCentral A/C, Ceiling Fan(s), Programmable Thermostat, Zoned
  • Basement YNYes

Property Information

  • Lot Size Square Feet2,957
  • Above Grade Finished Area3100
  • Below Grade Area Total954
  • Below Grade Unfinished Area154
  • Below Grade Finished Area800

Amenities

  • PoolNo Pool
  • AmenitiesCommon Grounds, Reserved/Assigned Parking
  • PricePerSqFt580
  • Other AmenitiesBasement, Fireplace, Garden, Dock

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Total Finished Sq Ft3,058
  • Tax Assessment Amount1158400
  • Tax Year2026
  • Taxes$13,568
  • Assessment Year2026
  • City Town Tax$7,786

Basic Information

Building

  • ViewGarden/Lawn
  • Water Oriented YNYes
  • Rooms
    • Bedroom 2
    • Bedroom 3
    • Bedroom 4
    • Dining Room
    • Exercise Room
    • Family Room
    • Foyer
    • Full Bath
    • Half Bath
    • Kitchen
    • Laundry
    • Living Room
    • Primary Bathroom
    • Primary Bedroom
    • Recreation Room
    • Utility Room
  • Door FeaturesSliding Glass, Insulated
  • Walls Ceilings9'+ Ceilings, Vaulted Ceilings, Tray Ceilings, High, Cathedral Ceilings
  • Interior FeaturesBathroom - Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Chair Railings, Crown Moldings, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Country, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Window Treatments, Wood Floors
  • Association Fee$150
  • Association Fee FrequencyMonthly
  • Association Fee IncludesSnow Removal, Lawn Care Front, Common Area Maintenance, Lawn Care Rear, Road Maintenance
  • Association NameSAILOR'S QUAY COMMUNITY ASSOCIATION
  • Security FeaturesElectric Alarm
  • Association YNYes
  • High School DistrictAnne Arundel County Public Schools
  • Broker NameColdwell Banker Realty
  • Building Number820
  • In City Limits YNYes
  • IncorporatedcitynameAnnapolis
  • Distance To Body Of Water6
  • DirectionsFrom Downtown Annapolis, take Compromise St / Eastport Bridge. Right onto Bay Ridge Ave. You can park on street or behind the home adjacent to the rear entry garage
  • Distance To Body Of Water UnitsBlocks
  • Num Attached Garage Spaces2
  • Lower Levels Total Baths1
  • Lower Level1 Total Baths1
  • Lower Level1 Full Baths1
  • Lower Levels Total Full Baths1
  • Main Level Total Baths1
  • Main Level Half Baths1
  • Upper Level2 Total Baths1
  • Upper Levels Total Full Baths3
  • Upper Levels Total Bedrooms4
  • Upper Levels Total Baths3
  • Upper Level2 Full Baths1
  • Upper Level1 Bedrooms2
  • Upper Level1 Full Baths2
  • Upper Level2 Bedrooms2
  • Upper Level1 Total Baths2
  • Story ListLower 1, Main, Upper 1, Upper 2
  • Structure Design TypeDetached
  • Construction MaterialsFiber Cement, Stick Built, T-1-11
  • Property StyleCraftsman, Colonial, Coastal
  • Bedrooms4
  • Basement
    • Connecting Stairway
    • Daylight
    • Full
    • Fully Finished
    • Heated
    • Improved
    • Interior Access
    • Partial
    • Poured Concrete
    • Sump Pump
    • Water Proofing System
  • Full Bath4
  • Bathroom5
  • Half Baths1
  • Laundry TypeUpper Floor
  • Levels4
  • Fireplace FeaturesMantel(s), Gas/Propane
  • Fireplace YNYes
  • Fireplace1
  • Garage TypeAdditional Storage Area, Garage - Rear Entry, Garage Door Opener, Inside Access, Oversized
  • Garage Spaces2
  • GarageYes
  • Patio And Porch FeaturesBalcony, Patio(s), Porch(es)

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated October 24, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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