usm white logo

3596 S River TerraceEdgewater, MD 21037Price: $1,925,000

  • Price: $1,925,000
  • Est. Mortgage of $/month
  • 10 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 7.32% last updated on Oct 22, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,925,000List Price
  • 5Bedrooms
  • 6Bathrooms
  • 5,258Square Feet
Enjoy waterfront living in the sought-after Loch Haven community. This feature rich four-level home with generous living spaces and high ceilings is positioned on 63 feet of waterfront along the protected deep waters of Pocahontas Creek providing quick unobstructed boating access to the South River, Chesapeake Bay and beyond. Recent improvements include a new roof (2026) and two new HVAC systems (2024 and 2026). The open-concept main level features water views, hardwood floors, abundant natural light, and a gourmet kitchen with a large island, stainless steel appliances, double ovens, a gas cooktop with grill, a custom tile backsplash and solid hickory cabinets. The kitchen opens to the family room with a stone-surround gas fireplace and direct access to the full home width screened porch overlooking the water for seamless indoor/outdoor living and entertainment. A formal dining room, bedroom, full bath, and laundry room complete this level. The second level also featuring hardwood floors contains the spacious primary suite with a full home width private waterfront deck, unobstructed creek views, a walk-in closet, an ensuite bath with oversized shower, separate soaking tub, and double vanity. Two additional bedrooms, each with full ensuite baths, complete the second level. The third floor offers a fifth bedroom, flex space, and a full bath. The lower level includes a recreation room, gym, full bath, storage, and utility space. The landscaped waterfront lot with irrigation system gently slopes to the private pier, 20,000-pound boat lift (with new cradle 2026), 30 amp of power and fresh water at the pier, kayak storage and fire pit. The oversized three-car garage provides substantial storage space for vehicles and more. Loch Haven amenities include a private sandy beach, community marina and boat ramp, playground, tennis, pickleball and basketball courts, walking trails, and year-round social activities. This is a well-appointed waterfront home offering flexible living spaces, recent major improvements, and outstanding boating access.
Listed by Colleen M Smith of EXP Realty,LLC

Open Houses

October 24th
Starts: 1:00pm
Ends: 3:00pm

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

Ask A Question

Do not fill in this field:

I agree to receive marketing and customer service calls and text messages from Railey Vacations. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Consent is not a condition of purchase. Msg/data rates may apply. Msg frequency varies. Privacy Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

More Info

Location Information

  • Date Listed10/14/2026
  • ZoningR2
  • UsmAreaEdgewater

School Information

  • Junior HighCentral
  • High SchoolSouth River
  • Elementary SchoolCentral

Parking

  • Parking FeaturesPaved Driveway
  • Parking TypesAttached Garage, Driveway
  • Total Garage And Parking Spaces7

Property

  • Property ConditionExcellent
  • New Construction YNN
  • Lot Description
    • Bulkheaded
    • Cleared
    • Fishing Available
    • Front Yard
    • Landscaping
    • Level
    • Open
    • Premium
    • Rear Yard
    • SideYard(s)
    • Stream/Creek

Exterior

  • FoundationConcrete Perimeter
  • Exterior FeaturesExterior Lighting, Lawn Sprinkler, Private Beach

Utilities

  • Water SourceWell
  • SewerPublic Sewer
  • Central Air YNYes
  • Cooling FuelBottled Gas
  • Water HeaterPropane
  • Heating FuelElectric, Propane - Owned
  • Heat SystemHeat Pump(s)

Amenities

  • PoolNo Pool
  • Slips1
  • PricePerSqFt473
  • Other Amenities
    • Basement
    • Dock
    • Fireplace
    • Tennis
    • Water View
    • Waterfront

Other

  • Additional Parcels YNN
  • View Count1

Basic Information

  • MLS NumberMDAA2159002
  • Ownership InterestFee Simple
  • List Price$1,925,000
  • Square Feet5,258
  • Acreage0.25
  • Year Built2004
  • MLS Property TypeResidential
  • StatusACT

Location

  • Address3596 S River Terrace
  • Area Total5,654
  • SubdivisionLoch Haven
  • TownEdgewater
  • StateMD
  • Zip21037
  • CountyAnne Arundel

Interior

  • FlooringCarpet, Ceramic Tile, Hardwood
  • Appliances Included
    • Built-In Microwave
    • Cooktop
    • Dishwasher
    • Dryer
    • Exhaust Fan
    • Oven - Double
    • Oven - Wall
    • Refrigerator
    • Stainless Steel Appliances
    • Washer
    • Water Conditioner - Owned
    • Water Heater
  • Heating YNYes
  • CoolingCeiling Fan(s), Central A/C
  • Basement YNYes

Property Information

  • Lot Size Square Feet10,750
  • Above Grade Finished Area4070
  • Below Grade Area Total1,584
  • Below Grade Unfinished Area396
  • Below Grade Finished Area1188

Water Body

  • Water View YNYes
  • Waterfront FeaturesPrivate Dock Site, Navigable Water
  • WaterfrontYes
  • Water Body TypeCreek
  • Water Body NamePocahontas Creek
  • Water FeaturesBoat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Beach, Swimming Allowed, Waterski/Wakeboard
  • Water AccessYes
  • Dock Type And FeaturesHoist/Lift Electric, Material - Treated Lumber, Storage Area
  • Dock Slip Conveyance MultiDeeded
  • Dock1

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Total Finished Sq Ft5,258
  • Tax Assessment Amount1338800
  • Tax Year2026
  • Taxes$14,928
  • County Tax$14,459
  • County Tax Payment FrequencyAnnually
  • Assessment Year2026

Building

  • ViewCreek/Stream
  • Water Oriented YNYes
  • Rooms
    • Bathroom 2
    • Bedroom 3
    • Bedroom 4
    • Bedroom 5
    • Dining Room
    • Exercise Room
    • Family Room
    • Foyer
    • Full Bath
    • Kitchen
    • Laundry
    • Primary Bathroom
    • Primary Bedroom
    • Recreation Room
    • Utility Room
  • Interior FeaturesBar, Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Kitchen/Living, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Water Treat System, Wood Floors
  • High School DistrictAnne Arundel County Public Schools
  • LocationTypeCreek/Stream
  • Broker NameEXP Realty, LLC
  • Building Number3596
  • Cross StreetLoch Haven
  • Distance To Body Of Water100
  • DirectionsGPS
  • Distance To Body Of Water UnitsFeet
  • Num Attached Garage Spaces3
  • Lower Levels Total Baths1
  • Lower Level1 Total Baths1
  • Lower Level1 Full Baths1
  • Lower Levels Total Full Baths1
  • Main Level Total Baths1
  • Main Level Bedrooms1
  • Main Level Full Baths1
  • Upper Level2 Total Baths1
  • Upper Levels Total Full Baths4
  • Upper Levels Total Bedrooms4
  • Upper Levels Total Baths4
  • Upper Level2 Full Baths1
  • Upper Level1 Bedrooms3
  • Upper Level1 Full Baths3
  • Upper Level2 Bedrooms1
  • Upper Level1 Total Baths3
  • Story ListLower 1, Main, Upper 1, Upper 2
  • Structure Design TypeDetached
  • Construction MaterialsCement Siding, HardiPlank Type
  • Property StyleCoastal
  • Bedrooms5
  • Basement
    • Connecting Stairway
    • Daylight
    • Heated
    • Improved
    • Interior Access
    • Outside Entrance
    • Partial
    • Partially Finished
    • Poured Concrete
    • Sump Pump
  • Full Bath6
  • Bathroom6
  • Laundry TypeDryer In Unit, Has Laundry, Washer In Unit
  • Levels4
  • Fireplace FeaturesGas/Propane, Stone
  • Fireplace YNYes
  • Fireplace1
  • Garage TypeAdditional Storage Area, Garage - Side Entry, Garage Door Opener, Inside Access, Oversized
  • Garage Spaces3
  • GarageYes
  • Patio And Porch FeaturesEnclosed, Deck(s), Porch(es), Screened

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated October 24, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

I agree to receive marketing and customer service calls and text messages from Railey Vacations. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Consent is not a condition of purchase. Msg/data rates may apply. Msg frequency varies. Privacy Policy.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

$

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.