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3596 S River TerraceEdgewater, MD 21037Price: $1,925,000

  • Price: $1,925,000
  • Est. Mortgage of $/month
  • 31 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 7.11% last updated on Nov 12, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,925,000List Price
  • 5Bedrooms
  • 6Bathrooms
  • 5,258Square Feet
60 feet of deep, protected water with 4 ft MLW on Pocahontas Creek, and a 20,000-lb boat lift at your private pier. Minutes by boat to the South River and the Chesapeake Bay. This 5-bedroom, 6-bath Loch Haven home offers over 5,200 finished sq ft on four levels, with the big-ticket items already done: new roof (2026), new HVAC (2024 and 2026), and a new lift cradle (2026). The main level is made for entertaining. An open gourmet kitchen with a large island, double ovens, gas cooktop with grill, and solid hickory cabinets flows into the family room with its stone gas fireplace, then out to a full-width screened porch overlooking the water. A main-level bedroom and full bath are ideal for guests. Upstairs, the primary suite has its own full-width waterfront deck with unobstructed creek views, a walk-in closet, and a bath with soaking tub, oversized shower, and double vanity. Two more bedrooms each have a private ensuite bath. The third floor adds a fifth bedroom, flex space, and a full bath. The lower level has a rec room, gym, full bath, and storage. Outside, the irrigated, landscaped lot gently slopes to the pier, with 30-amp power and fresh water, kayak storage, and a fire pit. There's an oversized 3-car garage plus 4 driveway spaces. Loch Haven adds a sandy beach, community marina, boat ramp, tennis, pickleball, trails, and year-round events.
Listed by Colleen M Smith of EXP Realty,LLC

Open Houses

November 14th
Starts: 2:00pm
Ends: 4:00pm
November 15th
Starts: 11:00am
Ends: 1:00pm

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

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More Info

Location Information

  • Date Listed10/14/2026
  • ZoningR2
  • UsmAreaEdgewater

School Information

  • Junior HighCentral
  • High SchoolSouth River
  • Elementary SchoolCentral

Parking

  • Parking FeaturesPaved Driveway
  • Parking TypesAttached Garage, Driveway
  • Total Garage And Parking Spaces7

Property

  • Property ConditionExcellent
  • New Construction YNN
  • Lot Description
    • Bulkheaded
    • Cleared
    • Fishing Available
    • Front Yard
    • Landscaping
    • Level
    • Open
    • Premium
    • Rear Yard
    • SideYard(s)
    • Stream/Creek

Exterior

  • FoundationConcrete Perimeter
  • Exterior FeaturesExterior Lighting, Lawn Sprinkler, Private Beach

Utilities

  • Water SourceWell
  • SewerPublic Sewer
  • Central Air YNYes
  • Cooling FuelBottled Gas
  • Water HeaterPropane
  • Heating FuelElectric, Propane - Owned
  • Heat SystemHeat Pump(s)

Amenities

  • PoolNo Pool
  • Slips1
  • PricePerSqFt473
  • Other Amenities
    • Basement
    • Dock
    • Fireplace
    • Tennis
    • Water View
    • Waterfront

Other

  • Additional Parcels YNN
  • View Count4

Basic Information

  • MLS NumberMDAA2159002
  • Ownership InterestFee Simple
  • List Price$1,925,000
  • Square Feet5,258
  • Acreage0.25
  • Year Built2004
  • MLS Property TypeResidential
  • StatusACT

Location

  • Address3596 S River Terrace
  • Area Total5,654
  • SubdivisionLoch Haven
  • TownEdgewater
  • StateMD
  • Zip21037
  • CountyAnne Arundel

Interior

  • FlooringCarpet, Ceramic Tile, Hardwood
  • Appliances Included
    • Built-In Microwave
    • Cooktop
    • Dishwasher
    • Dryer
    • Exhaust Fan
    • Oven - Double
    • Oven - Wall
    • Refrigerator
    • Stainless Steel Appliances
    • Washer
    • Water Conditioner - Owned
    • Water Heater
  • Heating YNYes
  • CoolingCeiling Fan(s), Central A/C
  • Basement YNYes

Property Information

  • Lot Size Square Feet10,750
  • Above Grade Finished Area4070
  • Below Grade Area Total1,584
  • Below Grade Unfinished Area396
  • Below Grade Finished Area1188

Water Body

  • Water View YNYes
  • Waterfront FeaturesPrivate Dock Site, Navigable Water
  • WaterfrontYes
  • Water Body TypeCreek
  • Water Body NamePocahontas Creek
  • Water FeaturesBoat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Beach, Swimming Allowed, Waterski/Wakeboard
  • Water AccessYes
  • Dock Type And FeaturesHoist/Lift Electric, Material - Treated Lumber, Storage Area
  • Dock Slip Conveyance MultiDeeded
  • Dock1

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Total Finished Sq Ft5,258
  • Tax Assessment Amount1338800
  • Tax Year2026
  • Taxes$14,928
  • County Tax$14,459
  • County Tax Payment FrequencyAnnually
  • Assessment Year2026

Building

  • ViewCreek/Stream
  • Water Oriented YNYes
  • Rooms
    • Bathroom 2
    • Bedroom 3
    • Bedroom 4
    • Bedroom 5
    • Dining Room
    • Exercise Room
    • Family Room
    • Foyer
    • Full Bath
    • Kitchen
    • Laundry
    • Primary Bathroom
    • Primary Bedroom
    • Recreation Room
    • Utility Room
  • Interior FeaturesBar, Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Kitchen/Living, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Water Treat System, Wood Floors
  • High School DistrictAnne Arundel County Public Schools
  • LocationTypeCreek/Stream
  • Broker NameEXP Realty, LLC
  • Building Number3596
  • Cross StreetLoch Haven
  • Distance To Body Of Water100
  • DirectionsGPS
  • Distance To Body Of Water UnitsFeet
  • Num Attached Garage Spaces3
  • Lower Levels Total Baths1
  • Lower Level1 Total Baths1
  • Lower Level1 Full Baths1
  • Lower Levels Total Full Baths1
  • Main Level Total Baths1
  • Main Level Bedrooms1
  • Main Level Full Baths1
  • Upper Level2 Total Baths1
  • Upper Levels Total Full Baths4
  • Upper Levels Total Bedrooms4
  • Upper Levels Total Baths4
  • Upper Level2 Full Baths1
  • Upper Level1 Bedrooms3
  • Upper Level1 Full Baths3
  • Upper Level2 Bedrooms1
  • Upper Level1 Total Baths3
  • Story ListLower 1, Main, Upper 1, Upper 2
  • Structure Design TypeDetached
  • Construction MaterialsCement Siding, HardiPlank Type
  • Property StyleCoastal
  • Bedrooms5
  • Basement
    • Connecting Stairway
    • Daylight
    • Heated
    • Improved
    • Interior Access
    • Outside Entrance
    • Partial
    • Partially Finished
    • Poured Concrete
    • Sump Pump
  • Full Bath6
  • Bathroom6
  • Laundry TypeDryer In Unit, Has Laundry, Washer In Unit
  • Levels4
  • Fireplace FeaturesGas/Propane, Stone
  • Fireplace YNYes
  • Fireplace1
  • Garage TypeAdditional Storage Area, Garage - Side Entry, Garage Door Opener, Inside Access, Oversized
  • Garage Spaces3
  • GarageYes
  • Patio And Porch FeaturesEnclosed, Deck(s), Porch(es), Screened

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated November 13, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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