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45 Cree TerraceRising Sun, MD 21911Price: $389,900

  • Price: $389,900
  • Est. Mortgage of $/month
  • 17 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $389,900List Price
  • 4Bedrooms
  • 2Bathrooms
  • 1,856Square Feet
Welcome to your beautifully renovated retreat in desirable Ontario Lakes! Freshly painted and move-in ready, this spacious 4-bedroom, 2-bath bi-level home offers the perfect blend of modern updates and peaceful natural surroundings. Step inside to discover a bright, inviting interior with fresh paint throughout and a functional layout designed for comfortable everyday living. The upper level features a spacious living area, an updated kitchen, and 3 generously sized bedrooms, while the fully finished walk-out basement provides additional living space-ideal for a family room, home office, recreation area, bathroom and a large bedroom. With four bedrooms, two full baths, a walk-out lower level, and a serene location, this home offers the perfect combination of privacy, space, and convenience. Don't miss your opportunity to make this move-in-ready home your own!
Listed by Andrea L Barker of Integrity Real Estate

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

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More Info

Location Information

  • Date Listed08/07/2026
  • ZoningRR
  • UsmAreaRising Sun

School Information

  • High SchoolRising Sun

Parking

  • Parking FeaturesPaved Driveway
  • Parking TypesDriveway

Location

  • Address45 Cree Terrace
  • Area Total1,856
  • SubdivisionOctoraro Lakes
  • TownRising Sun
  • StateMD
  • Zip21911
  • CountyCecil

Exterior

  • RoofAsphalt
  • FoundationBlock
  • Window FeaturesBay/Bow

Property Information

  • Lot Size Square Feet19,558
  • Above Grade Finished Area1262
  • Below Grade Area Total594
  • Below Grade Finished Area594

Amenities

  • PoolNo Pool
  • PricePerSqFt309
  • Other AmenitiesBasement

Other

  • View Count1

Basic Information

  • MLS NumberMDCC2022530
  • Ownership InterestFee Simple
  • List Price$389,900
  • Square Feet1,856
  • Acreage0.45
  • Year Built1998
  • MLS Property TypeResidential
  • StatusACT
  • HOA Fee40.00 / Annually

Building

  • ViewTrees/Woods
  • Walls CeilingsDry Wall
  • Interior FeaturesBathroom - Tub Shower, Carpet, Ceiling Fan(s), Combination Kitchen/Dining
  • Association Fee$40
  • Association Fee FrequencyAnnually
  • Association Fee IncludesCommon Area Maintenance
  • Association NameOCTORARO LAKES COMMUNITY CENTER
  • Association YNYes
  • High School DistrictCecil County Public Schools
  • Broker NameIntegrity Real Estate
  • Building Number45
  • DirectionsGPS
  • Lower Levels Total Baths1
  • Lower Level1 Total Baths1
  • Lower Level1 Full Baths1
  • Lower Level1 Bedrooms1
  • Lower Levels Total Bedrooms1
  • Lower Levels Total Full Baths1
  • Main Level Total Baths1
  • Main Level Bedrooms3
  • Main Level Full Baths1
  • Story ListLower 1, Main
  • Structure Design TypeDetached
  • Construction MaterialsBlock, Vinyl Siding
  • Property StyleSplit Foyer
  • Bedrooms4
  • Basement Finished Percent25
  • Basement
    • Connecting Stairway
    • Daylight
    • Full
    • Heated
    • Interior Access
    • Outside Entrance
    • Walkout Level
  • Full Bath2
  • Bathroom2
  • Levels2
  • Patio And Porch FeaturesDeck(s)

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Total Finished Sq Ft1,856
  • Tax Assessment Amount297600
  • Tax Year2025
  • Taxes$2,902
  • County Tax$2,842
  • County Tax Payment FrequencyAnnually
  • Assessment Year2026

Property

  • New Construction YNN

Interior

  • FlooringCarpet, Engineered Wood
  • Appliances IncludedDryer, Stove, Water Heater, Washer
  • Heating YNYes
  • CoolingOther, Ceiling Fan(s), Central A/C
  • Basement YNYes

Utilities

  • UtilitiesCable TV, Phone Available
  • Water SourceWell
  • SewerPrivate Septic Tank
  • Central Air YNYes
  • Cooling FuelElectric
  • Water HeaterElectric
  • Heating FuelElectric
  • Electric100 Amp Service
  • Heat SystemHeat Pump(s)

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated August 23, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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