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12414 Whisper Creek CourtCharlotte Hall, MD 20622Price: $745,000

  • Price: $745,000
  • Est. Mortgage of $/month
  • 100 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.76% last updated on Sep 10, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $745,000List Price
  • 5Bedrooms
  • 3Bathrooms
  • 3,732Square Feet
BACK ON MARKET - Don't miss your second chance! This pristine, turn-key estate is available again. Welcome to 12414 Whisper Creek Ct, a spectacular 5-bedroom, 3-bathroom colonial estate nestled on a private 3-acre lot in Charlotte Hall's most desirable neighborhood. This residence effortlessly blends timeless elegance with modern eco-efficiency and peaceful country living. From the inviting curb appeal to the massive driveway and 2-car garage, you will feel at home the moment you arrive. Step inside to a sun-drenched, open-concept floor plan featuring soaring ceilings and gleaming hardwood floors. The main level features a spacious open kitchen, fully loaded with premium granite countertops, custom cabinetry, double ovens, and massive counter space. The adjacent family room features a dramatic wall of windows that floods the space with natural light, anchored by a cozy gas fireplace. For ultimate flexibility, the main level includes formal living and dining spaces, plus a main-level bedroom and full bath-perfect for a guest suite or home office. Upstairs, the grand primary suite is a true sanctuary. Relax by your private gas fireplace or melt the day away in the spa-inspired bathroom, featuring a deep soaking tub, separate shower, dual vanities, and a spacious walk-in closet. Three additional oversized bedrooms, a convenient Jack-and-Jill bathroom, and a dedicated upper-level laundry room complete this floor. Looking for more space? The walk-out lower level features a workout area and an expansive unfinished footprint ready for a theater, game room, or future expansion. Outside, your private backyard resort awaits. Spend hot summer days splashing in your private in-ground pool equipped with an exciting water slide, where maintenance is a breeze thanks to a fully protective electric pool cover. The pool area and key parts of the yard are safely enclosed by a maintenance-free fence for effortless protection. Relax on your manicured grounds, kept green and lush by a Rainbird 19-zone irrigation system that can be conveniently programmed and controlled right from your phone app-letting you adjust watering schedules with ease even when you are away. When you need a break from the sun, unwind under the professionally installed canopy, complete with a built-in fan to keep you cool. As the day turns to evening, gather around the cozy firepit for chilly nights. Best of all, this home is built for the future with incredible high-tech upgrades, including a premium Tesla Backup Battery System and solar panels for ultimate energy savings and peace of mind. Premium gutter guards are also installed to keep fall leaves and debris away, making outdoor maintenance completely worry-free. Don't miss out on this rare second opportunity for your clients to own their dream home! Schedule your private tour today.
Listed by Paulette F. Tabron of Mid-Atlantic Realty

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

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More Info

Location Information

  • Date Listed06/06/2026
  • ZoningAC
  • UsmAreaCharlotte Hall

Parking

  • Parking FeaturesAsphalt Driveway
  • Parking TypesAttached Garage, Driveway
  • Total Garage And Parking Spaces2

Location

  • Address12414 Whisper Creek Court
  • Area Total5,360
  • SubdivisionWhisper Creek
  • TownCharlotte Hall
  • StateMD
  • Zip20622
  • CountyCharles

Interior

  • FlooringHardwood, Ceramic Tile
  • Appliances Included
    • Cooktop
    • Dishwasher
    • Disposal
    • Dryer - Electric
    • Dual Flush Toilets
    • ENERGY STAR Clothes Washer
    • Extra Refrigerator/Freezer
    • Icemaker
    • Oven - Double
    • Oven - Self Cleaning
    • Oven - Wall
    • Oven/Range - Electric
    • Refrigerator
    • Water Heater
  • Heating YNYes
  • CoolingCeiling Fan(s), Central A/C, Dehumidifier, Heat Pump(s), Multi Units, Programmable Thermostat, Solar On Grid
  • Basement YNYes

Property Information

  • Lot Size Square Feet130,680
  • Above Grade Finished Area3732
  • Below Grade Area Total1,628
  • Below Grade Unfinished Area1628

Amenities

  • Pool FeaturesFenced, In Ground
  • PoolYes - Personal
  • Accessibility AmenitiesLevel Entry - Main
  • PricePerSqFt200
  • Other AmenitiesBasement, Fireplace, Pool

Basic Information

  • MLS NumberMDCH2055452
  • Ownership InterestFee Simple
  • List Price$745,000
  • Square Feet3,732
  • Acreage3
  • Year Built2004
  • MLS Property TypeResidential
  • StatusACT
  • HOA Fee350.00 / Annually

Building

  • ViewTrees/Woods
  • Association Fee$350
  • Association Fee FrequencyAnnually
  • Security FeaturesCarbon Monoxide Detector(s), Exterior Cameras, Main Entrance Lock, Monitored, Motion Detectors, Security System, Smoke Detector, Electric Alarm
  • Association YNYes
  • High School DistrictCharles County Public Schools
  • Broker NameMid-Atlantic Realty
  • Building Number12414
  • DirectionsUse GPS System
  • Num Attached Garage Spaces2
  • Main Level Total Baths1
  • Main Level Bedrooms1
  • Main Level Full Baths1
  • Upper Levels Total Full Baths2
  • Upper Levels Total Bedrooms4
  • Upper Levels Total Baths2
  • Upper Level1 Bedrooms4
  • Upper Level1 Full Baths2
  • Upper Level1 Total Baths2
  • Story ListMain, Upper 1
  • Structure Design TypeDetached
  • Construction MaterialsBrick Front
  • Property StyleColonial
  • Bedrooms5
  • Basement
    • Connecting Stairway
    • Interior Access
    • Other
    • Outside Entrance
    • Rear Entrance
    • Rough Bath Plumb
    • Shelving
    • Space For Rooms
    • Sump Pump
    • Walkout Stairs
    • Windows
  • Full Bath3
  • Bathroom3
  • Levels2
  • Fireplace FeaturesDouble Sided, Gas/Propane, Mantel(s)
  • Fireplace YNYes
  • Fireplace2
  • Garage TypeGarage - Side Entry
  • Garage Spaces2
  • GarageYes

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Total Finished Sq Ft3,732
  • Tax Assessment Amount721300
  • Tax Year2025
  • Taxes$8,691
  • County Tax$8,364
  • County Tax Payment FrequencyAnnually
  • Assessment Year2026

Property

  • Road Surface TypeBlack Top
  • Property ConditionExcellent
  • New Construction YNN
  • Lot DescriptionBacks to Trees
  • FencingRear, Wrought Iron

Exterior

  • FoundationConcrete Perimeter
  • Exterior FeaturesExterior Lighting, Flood Lights, Gutter System, Outbuilding(s), Secure Storage, Underground Lawn Sprinkler, Other, Lawn Sprinkler

Utilities

  • UtilitiesCable TV, Electric Available, Propane, Sewer Available
  • Water SourceWell
  • SewerPrivate Septic Tank, On Site Septic
  • Central Air YNYes
  • Cooling FuelElectric
  • Water Heater60+ Gallon Tank
  • Heating FuelPropane - Leased, Oil, Electric
  • Heat SystemHeat Pump(s), Heat Pump - Oil BackUp, Programmable Thermostat, Solar - Active, Zoned
  • Green Energy GenerationPV Solar Array(s) Leased
  • Green Energy EfficientAppliances, Utility Smart Meter-Electric
  • Internet ServicesFiber Optic

Other

  • Other Structures ListGazebo, Shed

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated September 14, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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