usm white logo

10654 Ashford CircleWaldorf, MD 20603Price: $685,000

  • Price: $685,000
  • Est. Mortgage of $/month
  • 44 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.49% last updated on Jul 9, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $685,000List Price
  • 7Bedrooms
  • 4Bathrooms
  • 3,872Square Feet
Welcome Home to This Exceptional Fully RENOVATED Residence Offering the Perfect Blend of Space, Style, and Flexibility! Nestled in the convenient and established Ashford community of Waldorf, this impressive brick and siding single-family home combines modern upgrades, generous living space, and a location that places shopping, dining, parks, schools, and commuter routes within easy reach. From the moment you arrive, you will discover the timeless curb appeal and spacious 2-car garage. Step inside to discover a stunning interior that has been thoughtfully remodeled from top to bottom with today's most sought-after finishes. The main level features and cozy bedroom and a full bath . The heart of the home is the designer kitchen featuring crisp white cabinetry, a large center island, gorgeous quartz countertops, stainless steel appliances, and gas cooking-perfect for everyday living and entertaining alike. New Luxury Vinyl Plank flooring flows throughout the home, creating a seamless, stylish, and low-maintenance living environment. Outside, you'll love the flat, fully fenced rear yard-an ideal space for outdoor gatherings, gardening, play, or simply relaxing in your own private retreat. Pet owners will especially appreciate the secure yard that offers plenty of room for dogs to run and play. With an impressive 7 bedrooms and 4 full baths, this home provides exceptional flexibility for large households, multi-generational living, guests, or home office needs. The luxurious primary suite serves as a private sanctuary, featuring a stunning newly renovated spa-inspired bath. The additional bathrooms have also been beautifully updated with contemporary finishes. Convenience continues with an upper-level laundry room ideally located near the bedrooms. The fully finished lower level offers incredible versatility with two legal bedrooms, a full bath, kitchenette, and egress, making it perfect for extended family, guests, an au pair suite, or potential income-producing opportunities. There is no HOA restriction on rental space. Rarely does a home offer this much space, so many upgrades, and such flexible living arrangements-all within the desirable Ashford community. This is truly a move-in-ready opportunity that checks every box. ** lower level has legal permits at Charles County)
Listed by Susan L Ford of Pearson Smith Realty,LLC

Open Houses

July 19th
Starts: 2:00pm
Ends: 4:00pm

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

Ask A Question

Do not fill in this field:

I agree to receive marketing and customer service calls and text messages from Railey Vacations. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Consent is not a condition of purchase. Msg/data rates may apply. Msg frequency varies. Privacy Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

More Info

Location Information

  • Date Listed06/01/2026
  • ZoningRM
  • UsmAreaWaldorf

School Information

  • Junior HighMattawoman
  • High SchoolNorth Point
  • Elementary SchoolBerry

Parking

  • Parking FeaturesConcrete Driveway
  • Parking TypesAttached Garage, Driveway
  • Total Garage And Parking Spaces6

Building

  • ViewGarden/Lawn
  • Door FeaturesSix Panel
  • Rooms Total13
  • Walls CeilingsDry Wall, Cathedral Ceilings,9'+ Ceilings
  • Interior FeaturesBathroom - Stall Shower, Bathroom - Walk-In Shower, Breakfast Area, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Island, Kitchen - Gourmet, Pantry, Upgraded Countertops, Walk-in Closet(s)
  • Association Fee$775
  • Association Fee FrequencyAnnually
  • Association Fee IncludesTrash, Snow Removal, Common Area Maintenance
  • Association NameASHFORD OAKS
  • Security FeaturesCarbon Monoxide Detector(s), Main Entrance Lock, Smoke Detector
  • Association YNYes
  • High School DistrictCharles County Public Schools
  • Broker NamePearson Smith Realty, LLC
  • Building Number10654
  • Direction FacesEast
  • DirectionsGo South on Indian Head Highway (MD 210 South) Take the exit for Berry Road, turn Right onto Berry Road, Continue to Middletown Road, Left on McDaniel, Left on Hallmark Lane, Left one Ashford Circle to 10654 on the Right.
  • Num Attached Garage Spaces2
  • Lower Levels Total Baths1
  • Lower Level1 Total Baths1
  • Lower Level1 Full Baths1
  • Lower Level1 Bedrooms2
  • Lower Levels Total Bedrooms2
  • Lower Levels Total Full Baths1
  • Main Level Total Baths1
  • Main Level Bedrooms1
  • Main Level Full Baths1
  • Upper Levels Total Full Baths2
  • Upper Levels Total Bedrooms4
  • Upper Levels Total Baths2
  • Upper Level1 Bedrooms4
  • Upper Level1 Full Baths2
  • Upper Level1 Total Baths2
  • Story ListLower 1, Main, Upper 1
  • Structure Design TypeDetached
  • Construction MaterialsBrick, Vinyl Siding
  • Property StyleColonial
  • Bedrooms7
  • Basement Finished Percent100
  • BasementOther
  • Full Bath4
  • Bathroom4
  • Laundry TypeUpper Floor
  • Levels3
  • Fireplace FeaturesGas/Propane
  • Fireplace YNYes
  • Fireplace1
  • Garage TypeGarage - Front Entry
  • Garage Spaces2
  • GarageYes
  • Patio And Porch FeaturesPatio(s), Deck(s)
  • Garage SQFT460

Basic Information

  • MLS NumberMDCH2055592
  • Ownership InterestFee Simple
  • List Price$685,000
  • Square Feet3,872
  • Acreage0.29
  • Year Built1998
  • MLS Property TypeResidential
  • StatusACT
  • HOA Fee775.00 / Annually

Basic Information

Property

  • Property ConditionExcellent
  • New Construction YNN
  • Lot DescriptionBacks to Trees, Level
  • FencingRear

Exterior

  • RoofAsphalt
  • FoundationConcrete Perimeter
  • Window FeaturesDouble Pane, Screens
  • Exterior FeaturesSidewalks, Other

Utilities

  • UtilitiesCable TV
  • Water SourcePublic
  • SewerPublic Sewer
  • Central Air YNYes
  • Cooling FuelElectric
  • Water HeaterNatural Gas
  • Heating FuelNatural Gas
  • Electric220 Volts
  • Heat SystemCentral
  • Internet ServicesBroadband, Cable

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Total Finished Sq Ft2,670
  • Tax Assessment Amount453600
  • Tax Year2025
  • Taxes$6,160
  • County Tax$5,833
  • County Tax Payment FrequencyAnnually
  • Assessment Year2026

Location

  • Address10654 Ashford Circle
  • Area Total3,872
  • SubdivisionAshford
  • TownWaldorf
  • StateMD
  • Zip20603
  • CountyCharles

Interior

  • FlooringLuxury Vinyl Plank, Ceramic Tile
  • Appliances Included
    • Dishwasher
    • Disposal
    • Dryer
    • Oven/Range - Gas
    • Refrigerator
    • Stainless Steel Appliances
    • Washer
  • Heating YNYes
  • CoolingCentral A/C
  • Basement YNYes
  • FurnishedYes

Property Information

  • Lot Size Square Feet12,443
  • Above Grade Finished Area2670
  • Below Grade Area Total1,202
  • Below Grade Finished Area1202

Amenities

  • PoolNo Pool
  • AmenitiesCommon Grounds
  • PricePerSqFt257
  • Other AmenitiesBasement, Fireplace

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated July 15, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

I agree to receive marketing and customer service calls and text messages from Railey Vacations. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Consent is not a condition of purchase. Msg/data rates may apply. Msg frequency varies. Privacy Policy.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

$

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.