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5540 Waterloo RoadColumbia, MD 21045Price: $1,269,900

  • Price: $1,269,900
  • Est. Mortgage of $/month
  • 299 Days on Market
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$
%
$/month over payments
Federal 30-year interest rate: 6.49% last updated on Jul 9, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,269,900List Price
  • 6Bedrooms
  • 5Bathrooms
  • 3,530Square Feet
A charming front porch welcomes you into this thoughtfully designed to-be-built home, where a bright, open-concept layout creates a seamless flow between living spaces. The main level offers a flexible floor plan with the option to add a rear sunroom, allowing you to tailor the space to your lifestyle. High-quality laminate hardwood flooring enhances the Family Room, Dining Room, Kitchen, Breakfast Room, Foyer, Owner's Entry, and Pantry, while oak stairs and railing lead from the main level to the second floor, adding warmth and timeless appeal. Upstairs, the expansive owner's suite is designed as a private retreat and is joined by four additional secondary bedrooms and three full baths, providing ample space and comfort for a large or growing household. Upgraded tile in the owner's suite and enhanced carpet padding throughout the home add to the overall comfort and quality. The lower level offers even more versatility, with the potential to create a recreation room, media room, den, or an additional bedroom suite, depending on your needs. With approximately 3,538 square feet of living space, this home is designed with personalization in mind and includes upgrade-level cabinetry with brushed nickel hardware, granite countertops, and an extended kitchen island ideal for gathering and entertaining. A sixth bedroom with a full bath may be added on the main level. Builder makes no representation regarding the land or lot listing, as this offering is for co-marketing purposes only, and buyers are responsible for all due diligence related to the land purchase. Photos and options shown may include multiple elevations and upgrades not included in the base price, and pricing is subject to change based on selected options and enhancements.
Listed by Jeffrey M Berman of RE/MAX Realty Group

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

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More Info

Location Information

  • Date Listed09/19/2025
  • ZoningR20
  • UsmAreaColumbia

Parking

  • Parking FeaturesFree, Lighted Parking, Surface
  • Parking TypesAttached Garage, Driveway
  • Total Garage And Parking Spaces4

Building

  • ViewGarden/Lawn, Panoramic
  • Rooms
    • 2nd Stry Fam Rm
    • Basement
    • Bathroom 2
    • Bedroom 2
    • Bedroom 3
    • Bedroom 4
    • Bedroom 5
    • Dining Room
    • Foyer
    • Kitchen
    • Laundry
    • Living Room
    • Primary Bathroom
    • Primary Bedroom
    • Storage Room
    • Utility Room
  • Door FeaturesSliding Glass, Six Panel
  • Walls Ceilings2 Story Ceilings,9'+ Ceilings, Dry Wall, Vaulted Ceilings
  • Interior FeaturesBathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Carpet, Chair Railings, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Wood Floors
  • Security FeaturesMain Entrance Lock, Smoke Detector, Sprinkler System - Indoor
  • High School DistrictHoward County Public Schools
  • LocationTypeSuburban
  • Broker NameRE/MAX Realty Group
  • Building Number5540
  • In City Limits YNYes
  • DirectionsI-95 N toward Baltimore exit 41B-A toward MD-175 W Columbia 0.6 mi Continue on Waterloo Rd (MD-175) 0.7 mi Turn right onto Waterloo Rd (MD-108) toward Ellicott City 2.6 mi
  • Num Attached Garage Spaces2
  • Main Level Total Baths1
  • Main Level Bedrooms1
  • Main Level Full Baths1
  • Upper Levels Total Full Baths4
  • Upper Levels Total Bedrooms5
  • Upper Levels Total Baths4
  • Upper Level1 Bedrooms5
  • Upper Level1 Full Baths4
  • Upper Level1 Total Baths4
  • Story ListLower 1, Main, Upper 1
  • Structure Design TypeDetached
  • Construction MaterialsBatts Insulation, Blown-In Insulation, CPVC/PVC, Frame, Rough-In Plumbing, Stick Built, Vinyl Siding
  • Property StyleColonial
  • Builder ModelSycamore
  • Builder NameTimberlake homes
  • Bedrooms6
  • BasementFull, Unfinished, Poured Concrete
  • Full Bath5
  • Bathroom5
  • Laundry TypeHookup
  • Levels3.5
  • Garage TypeGarage - Front Entry, Inside Access, Garage Door Opener
  • Garage Spaces2
  • GarageYes

Basic Information

  • MLS NumberMDHW2059826
  • Ownership InterestFee Simple
  • List Price$1,269,900
  • Square Feet3,530
  • Acreage0.83
  • MLS Property TypeResidential
  • StatusACT

Basic Information

Property

  • Road Surface TypeBlack Top, Gravel
  • Property ConditionExcellent
  • New Construction YNY
  • Lot Description
    • Cleared
    • Front Yard
    • Level
    • Not In Development
    • Open
    • Private
    • Rear Yard

Exterior

  • RoofArchitectural Shingle
  • FoundationConcrete Perimeter
  • Window FeaturesEnergy Efficient, Low-E, Triple Pane
  • Exterior FeaturesPlay Area

Utilities

  • UtilitiesUnder Ground, Cable TV Available, Electric Available
  • Water SourcePublic
  • SewerPublic Septic
  • Central Air YNYes
  • Cooling FuelElectric
  • Water Heater60+ Gallon Tank, Electric
  • Heating FuelElectric
  • Electric200+ Amp Service, Other
  • Heat SystemHeat Pump(s)
  • Internet ServicesCable, Fiber Optic

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Assessment Amount222500
  • Tax Year2024
  • Taxes$3,239
  • County Tax$2,283
  • County Tax Payment FrequencyAnnually
  • Assessment Year2025

Location

  • Address5540 Waterloo Road
  • Area Total5,280
  • SubdivisionNone Available
  • TownColumbia
  • StateMD
  • Zip21045
  • CountyHoward

Interior

  • FlooringCarpet, Ceramic Tile, Hardwood, Laminate Plank, Vinyl
  • Appliances Included
    • Built-In Microwave
    • Cooktop
    • Dishwasher
    • Energy Efficient Appliances
    • Oven - Double
    • Refrigerator
    • Stainless Steel Appliances
    • Water Heater - High-Efficiency
  • Heating YNYes
  • CoolingCentral A/C
  • Basement YNYes

Property Information

  • Lot Size Square Feet36,043
  • Above Grade Finished Area3530
  • Below Grade Area Total1,750
  • Below Grade Unfinished Area1750

Amenities

  • PoolNo Pool
  • PricePerSqFt360
  • Other AmenitiesBasement

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated July 15, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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