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22470 Fairgale Farm LaneChestertown, MD 21620Price: $1,375,000

  • Price: $1,375,000
  • Est. Mortgage of $/month
  • 103 Days on Market
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$
%
$/month over payments
Federal 30-year interest rate: 6.76% last updated on Sep 10, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,375,000List Price
  • 4Bedrooms
  • 5Bathrooms
  • 4,257Square Feet
Welcome to 22470 Fairgale Farm Ln, a spacious home and property perched over Fairlee Creek, with an assigned boat slip. 3.55 acres, partly wooded, exceptionally landscaped, and perfectly framed water views. Walk down to the water to enjoy the views or launch a kayak. The deep-water boat slip, outfitted with a boat lift, is just a short distance away. The home features 4 bedrooms and 5 full bathrooms, plus a large loft that could be used as an additional bedroom. The large eat-in kitchen has expansive windows that perfectly frame the water view. A great spot for entertaining! Doors in the kitchen lead to the waterfront deck, spanning the front of the home. A new roof was installed in June, 2026. In both sitting rooms, you'll find fireplaces that have been conveniently updated to propane. The first-floor primary bedroom opens up to the waterfront deck and offers a fantastic water view, as well as a large bathroom that was recently updated. Upstairs you'll find two waterfront bedrooms, one with an updated attached bath. There's a second full bathroom and ample closet space in the hallway. Downstairs, there are two additional full bathrooms and a large bedroom. Above the kitchen sits the light-filled loft, a great office, studio, or extra bedroom. The exterior has a generous front porch, outdoor shower, circular drive, 2-car garage, fenced dog run, and additional garage space connected to the basement. This light-filled waterfront property is located 15 minutes away from the waterfront community of Rock Hall and historic Chestertown.
Listed by Ashton M Kelley of Gunther-McClary Real Estate

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

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More Info

Location Information

  • Date Listed06/03/2026
  • ZoningRCD
  • UsmAreaChestertown

School Information

  • High SchoolKent County

Parking

  • Parking FeaturesCircular Driveway, Gravel Driveway
  • Parking TypesDetached Garage, Driveway
  • Total Garage And Parking Spaces8

Property

  • Number Of Community Docks1
  • Number Of Community Slips24
  • Road ResponsibilityPrivate
  • Property ConditionVery Good
  • New Construction YNN
  • Lot Description
    • Front Yard
    • Landscaping
    • No Thru Street
    • Partly Wooded
    • Premium
    • Private
    • Rear Yard
    • Vegetation Planting

Exterior

  • RoofAsphalt
  • FoundationBlock
  • Window FeaturesBay/Bow, Skylights, Double Pane, Screens
  • Exterior FeaturesOutbuilding(s), Outside Shower, Extensive Hardscape, Exterior Lighting, Gutter System, Play Area, Secure Storage

Property Information

  • Lot Size Square Feet154,638
  • Above Grade Finished Area4257
  • Below Grade Area Total1,008
  • Below Grade Unfinished Area1008

Amenities

  • PoolNo Pool
  • Slips1
  • AmenitiesCommon Grounds, Jog/Walk Path, Pier/Dock, Boat Ramp
  • Accessibility AmenitiesLevel Entry - Main
  • PricePerSqFt323
  • Other AmenitiesBasement, Fireplace, Waterfront, Water View, Dock

Other

  • Other Structures ListGarage(s)
  • View Count1

Basic Information

  • MLS NumberMDKE2006502
  • Ownership InterestFee Simple
  • List Price$1,375,000
  • Square Feet4,257
  • Acreage3.55
  • Year Built2002
  • MLS Property TypeResidential
  • StatusACT
  • HOA Fee1100.00 / Annually

Location

  • Address22470 Fairgale Farm Lane
  • Area Total5,265
  • SubdivisionFairgale Properties
  • TownChestertown
  • StateMD
  • Zip21620
  • CountyKent

Interior

  • FlooringCeramic Tile, Hardwood
  • Appliances Included
    • Dishwasher
    • Dryer
    • Extra Refrigerator/Freezer
    • Microwave
    • Oven/Range - Electric
    • Refrigerator
    • Washer
    • Washer/Dryer Hookups Only
    • Water Conditioner - Owned
    • Water Heater
  • Heating YNYes
  • CoolingCentral A/C, Zoned, Wall Unit, Ceiling Fan(s)
  • Basement YNYes

Utilities

  • Water SourceWell
  • SewerOn Site Septic
  • Central Air YNYes
  • Cooling FuelElectric
  • Water HeaterElectric
  • Heating FuelOil
  • Heat SystemZoned, Baseboard - Hot Water, Radiant
  • Internet ServicesFiber Optic

Water Body

  • Water View YNYes
  • Waterfront FeaturesNavigable Water
  • WaterfrontYes
  • Water Body TypeRiver
  • Water Body NameFAIRLEE CREEK
  • Water FeaturesPrivate Access
  • Water AccessYes
  • Tidal Water YNYes
  • Dock Type And FeaturesHoist/Lift Electric, Mooring, Single Slip
  • Dock Slip Conveyance MultiAssociation Owned, Assigned
  • Dock1

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Total Finished Sq Ft4,257
  • Tax Assessment Amount731500
  • Tax Year2026
  • Taxes$10,907
  • County Tax$8,295.21
  • County Tax Payment FrequencyAnnually
  • Assessment Year2018

Building

  • Num Detached Garage Spaces2
  • ViewWater, River, Scenic Vista, Garden/Lawn
  • Water Oriented YNYes
  • RoomsKitchen, Den, Laundry, Primary Bathroom
  • Door FeaturesStorm, Sliding Glass
  • Walls Ceilings2 Story Ceilings, Vaulted Ceilings
  • Interior FeaturesCombination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Upgraded Countertops, Window Treatments, Wood Floors, Water Treat System, Walk-in Closet(s), Skylight(s), Primary Bath(s), Kitchen - Island, Kitchen - Table Space, Family Room Off Kitchen, Exposed Beams, Dining Area, Ceiling Fan(s)
  • Association Fee$1,100
  • Association Fee FrequencyAnnually
  • Security FeaturesMonitored, Security System
  • Association YNYes
  • High School DistrictKent County Public Schools
  • LocationTypeRiver
  • Broker NameGunther-McClary Real Estate
  • Building Number22470
  • Direction FacesWest
  • IncorporatedcitynameChestertown
  • DirectionsHigh St to Flatland Rd, bear off to the left to continue on 514, cross over 298 unto Handy Pt Rd, left on Fish Hatchery Rd, right on to Fairgale Farm Lane, follow to almost to the end, driveway on the right.
  • Distance To Body Of Water UnitsBlocks
  • Main Level Total Baths3
  • Main Level Bedrooms2
  • Main Level Full Baths3
  • Upper Levels Total Full Baths2
  • Upper Levels Total Bedrooms2
  • Upper Levels Total Baths2
  • Upper Level1 Bedrooms2
  • Upper Level1 Full Baths2
  • Upper Level1 Total Baths2
  • Story ListMain, Upper 1
  • Structure Design TypeDetached
  • Construction MaterialsHardiPlank Type, Brick
  • Property StyleContemporary, Coastal
  • Bedrooms4
  • Basement
    • Connecting Stairway
    • Daylight
    • Outside Entrance
    • Partial
    • Side Entrance
    • Sump Pump
    • Walkout Level
    • Windows
    • Workshop
  • Full Bath5
  • Bathroom5
  • Laundry TypeHas Laundry, Main Floor
  • Levels2.5
  • Fireplace FeaturesMantel(s), Gas/Propane
  • Fireplace YNYes
  • Fireplace2
  • Garage TypeGarage Door Opener
  • Garage Spaces2
  • GarageYes
  • Patio And Porch FeaturesDeck(s), Porch(es)

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated September 14, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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