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40115 Combs Creek WayLeonardtown, MD 20650Price: $1,700,000

  • Price: $1,700,000
  • Est. Mortgage of $/month
  • 18 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.49% last updated on Jul 9, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,700,000List Price
  • 5Bedrooms
  • 4Bathrooms
  • 2,993Square Feet
Welcome to an extraordinary waterfront experience in the Rosebank community of Leonardtown, where panoramic views of Breton Bay, a private sandy beach peninsula, deep-water boating access, and comfort-inspired amenities create one of St. Mary's County's remarkable waterfront offerings this year. Perfectly positioned to capture breathtaking water views, this exceptional property offers a rare opportunity to own a private waterfront oasis with an expansive shoreline along both Breton Bay and Combs Creek, extending all the way to the point of its sandy beach peninsula. Enhanced riprap protection, extensive landscaping, and mature surroundings create a truly unforgettable setting. Enjoy 1,545 feet of bay-front water life. Kayakers, yachters, dolphin enthusiasts, fishers, crabbers, and star-gazers are just a few who may find interest in this exemplary waterfront gem. The centerpiece of the outdoor living experience is the spectacular saltwater pool, thoughtfully designed for both relaxation and entertaining. The saltwater pool is finished with premium Wet Edge Premier Stone and Artistic Paver tiles, (featuring embedded seashells sourced from Miami). The tanning ledge measures approximately 8x16' providing the perfect place to lounge and enjoy waterfront views, while a diving board adds to the fun. A dedicated pool pump house and separate dual pool storage unit with its own half bath supports the pool operation. Water enthusiasts will appreciate the exceptional marine amenities. Walking down the hill from the residence leads to a private boathouse and pier system designed with serious boaters in mind. The pier features new stringers, updated power and water service, two slips including the boathouse, and one open slip, a fish cleaning station, and kayak launch area. Low water depth at the end of the pier averages approximately eight feet, making this deep-water location highly desirable for larger vessels and year-round boating. The boathouse, along with the pier, pool house, and detached garage, are all serviced through a dedicated electrical panel system. Water is also available on the pier. Inside, the home has undergone substantial improvements over the years, including a complete transformation of the kitchen and dining areas, creating a stunning gourmet gathering space that serves as the heart of the home. Updated Andersen windows, updated flooring, fresh interior paint, and a beautifully finished laundry and utility room further enhance the home's appeal. The impressive enclosed sunroom, encompassing approximately 440 square feet, offers year-round enjoyment and flexible living space while showcasing the property's incredible waterfront views in all seasons. Additional improvements include HardiePlank fiber cement siding, a whole-house generator capable of operating the kitchen and well systems during outages, and a detached 2.5-car garage with a raised floor to improve site grading. The garage offers exceptional storage and future potential for additional finished space should a buyer desire to build up. The well is approximately eight years old. When drilled, the well and pump were upgraded to provide for the additional water needs of the pool, pier and future lawn irrigation. The laundry and utility area features a Navien boiler installed in 2016, providing domestic hot water as well as support for the home's heating systems. For added value and future convenience, the sellers are in the process of connecting the property to public sewer, which is available within the property. We cannot wait for you to come see the lifestyle that Combs Creek Way has to offer you.
Listed by Diana Washabaugh of CENTURY 21 New Millennium

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

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More Info

Location Information

  • Date Listed06/27/2026
  • ZoningRPD
  • UsmAreaLeonardtown

Parking

  • Parking FeaturesAsphalt Driveway, Private
  • Parking TypesDetached Garage, Driveway, Other
  • Total Garage And Parking Spaces10

Location

  • Address40115 Combs Creek Way
  • Area Total2,993
  • SubdivisionRosebank
  • TownLeonardtown
  • StateMD
  • Zip20650
  • CountySaint Marys

Interior

  • FlooringCarpet, Ceramic Tile, Hardwood, Laminate Plank, Partially Carpeted, Stone, Other
  • Appliances Included
    • Built-In Microwave
    • Built-In Range
    • Commercial Range
    • Dishwasher
    • Dryer
    • Exhaust Fan
    • Extra Refrigerator/Freezer
    • Icemaker
    • Oven - Double
    • Oven - Wall
    • Oven/Range - Gas
    • Refrigerator
    • Six Burner Stove
    • Stainless Steel Appliances
    • Washer
    • Water Heater - Tankless
  • Heating YNYes
  • CoolingHeat Pump(s)
  • FurnishedPartially

Property Information

  • Lot Size Square Feet169,013
  • Above Grade Finished Area2993

Amenities

  • Pool FeaturesFenced, In Ground, Saltwater, Other
  • PoolYes - Personal
  • Slips2
  • Accessibility AmenitiesOther
  • PricePerSqFt568
  • Other Amenities
    • Beachfront
    • Dock
    • Fireplace
    • Pool
    • Water View
    • Waterfront

Other

  • Other Structures ListBoat House, Garage(s), Pool Equipment Shed
  • Additional Parcels YNN
  • ExclusionsBoat

Basic Information

  • MLS NumberMDSM2032002
  • Ownership InterestFee Simple
  • List Price$1,700,000
  • Square Feet2,993
  • Acreage3.88
  • Year Built1940
  • MLS Property TypeResidential
  • StatusACT

Building

  • Num Detached Garage Spaces2
  • ViewWater, Bay, Scenic Vista, Panoramic
  • Water Oriented YNYes
  • Rooms
    • Bedroom 2
    • Bedroom 3
    • Bedroom 4
    • Den
    • Family Room
    • Foyer
    • Kitchen
    • Laundry
    • Living Room
    • Primary Bedroom
  • Door FeaturesStorm, Sliding Glass
  • Walls CeilingsDry Wall, Plaster Walls
  • Interior FeaturesBathroom - Tub Shower, Bathroom - Stall Shower, Breakfast Area, Carpet, Ceiling Fan(s), Dining Area, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Pantry, Primary Bedroom - Bay Front, Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Wood Floors, Other
  • High School DistrictSt. Mary's County Public Schools
  • LocationTypeBayfront
  • Broker NameCENTURY 21 New Millennium
  • Building Number40115
  • In City Limits YNYes
  • Direction FacesWest
  • DirectionsWhen turning left onto Combs Creek Way follow directionals to end.
  • Distance To Body Of Water UnitsBlocks
  • Main Level Total Baths3
  • Main Level Bedrooms2
  • Main Level Half Baths1
  • Main Level Full Baths2
  • Upper Levels Total Full Baths1
  • Upper Levels Total Bedrooms3
  • Upper Levels Total Baths1
  • Upper Level1 Bedrooms3
  • Upper Level1 Full Baths1
  • Upper Level1 Total Baths1
  • Story ListMain, Upper 1
  • Structure Design TypeDetached
  • Construction MaterialsBrick
  • Property StyleCape Cod
  • Bedrooms5
  • Full Bath3
  • Bathroom4
  • Half Baths1
  • Laundry TypeDryer In Unit, Main Floor, Washer In Unit
  • Levels2
  • Fireplace FeaturesBrick, Wood, Other
  • Fireplace YNYes
  • Fireplace1
  • Garage TypeAdditional Storage Area, Covered Parking, Garage - Side Entry, Other
  • Garage Spaces2
  • GarageYes
  • Patio And Porch FeaturesEnclosed, Patio(s), Porch(es), Roof

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Total Finished Sq Ft2,993
  • Tax Assessment Amount861267
  • Tax Year2025
  • Taxes$8,226
  • County Tax$8,226
  • County Tax Payment FrequencyAnnually
  • Assessment Year2026
  • City Town Tax$1,107.34

Property

  • Road ResponsibilityEasement/Right of Way, Private, Road Maintenance Agreement
  • Road Surface TypePaved
  • New Construction YNN
  • Lot Description
    • Cleared
    • Fishing Available
    • Front Yard
    • Landscaping
    • Level
    • Other
    • Poolside
    • Premium
    • Private
    • Rear Yard
    • Rip-Rapped
    • SideYard(s)
  • FencingPartially, Rear, Other

Exterior

  • FoundationSlab
  • Window FeaturesDouble Pane, Screens
  • Exterior FeaturesExterior Lighting, Extensive Hardscape, Flood Lights, Private Beach, Secure Storage, Other, Sidewalks

Utilities

  • Water SourceWell
  • SewerOther
  • Cooling FuelElectric
  • Water HeaterTankless
  • Heating FuelOil, Electric
  • Heat SystemHot Water

Water Body

  • Water View YNYes
  • Waterfront FeaturesPrivate Dock Site, Sandy Beach, Rip-Rap, Navigable Water
  • WaterfrontYes
  • Water Body TypeBay
  • Water Body NameBRETON BAY & COMBS CREEK
  • Water FeaturesBoat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Personal Watercraft (PWC), Private Beach, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water AccessYes
  • Dock Type And Features
    • Material - Treated Lumber
    • Multiple Slip
    • Other
    • Pier (Perpendicular)
    • Private
    • Storage Area
  • Dock Slip Conveyance MultiPhysical Dock/Slip Conveys
  • Dock1

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated July 14, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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