usm white logo

20 Fishing Creek Lane, Unit 20Ocean Pines, MD 21811Price: $950,000

  • Price: $950,000
  • Est. Mortgage of $/month
  • 11 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.49% last updated on Jul 9, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $950,000List Price
  • 4Bedrooms
  • 3Bathrooms
  • 2,529Square Feet
Let the fireworks begin! Welcome to one of Ocean Pines' most spectacular waterfront offerings-a luxurious 4-bedroom, 3-bath direct bayfront townhome nestled within the prestigious gated community of Osprey Point. Perfectly positioned to capture sweeping panoramic bay views, breathtaking sunsets, and the glittering skyline of Ocean City, this exceptional residence offers a front-row seat to the area's most unforgettable waterfront scenery, including holiday fireworks reflected across the bay.From the moment you enter, you'll be captivated by soaring cathedral ceilings, walls of glass framing endless water views, and a stunning floor-to-ceiling fireplace that anchors the light-filled great room. Thoughtfully designed for effortless entertaining, the gourmet kitchen showcases beautifully crafted custom cabinetry, gleaming granite countertops, stainless steel appliances, a spacious breakfast bar, and a butler's pantry for additional storage and preparation space. Adding a distinctive touch of elegance, the dining room features a one-of-a-kind hand-painted artist mural that creates an unforgettable setting for gatherings with family and friends. Outdoor living is simply extraordinary, with three private bayfront balconies inviting you to savor morning coffee, coastal breezes, spectacular sunsets, and evening lights dancing across the water. A retractable awning extends the comfort of the main living balcony, creating the perfect space for waterfront dining and entertaining.The upper-level primary suite is a private sanctuary overlooking the bay, complete with its own waterfront balcony where each evening ends with magnificent sunset views. Spacious guest accommodations ensure family and friends enjoy the same luxurious coastal experience. For boating enthusiasts, the included private deeded Boat Slip #23 with lift is just steps from your door, providing immediate access to the open waters of the bay and beyond. The oversized garage offers exceptional storage for vehicles, paddleboards, fishing gear, bicycles, and all of your coastal lifestyle essentials. Just a short stroll away, the Ocean Pines Yacht Club offers waterfront dining, entertainment, marina amenities, and one of the area's premier social settings. Whether spending the day on the water, relaxing on your balcony, or enjoying nearby Ocean City beaches and attractions, every day feels like a vacation.Offered fully furnished and beautifully appointed, this extraordinary waterfront residence is completely move-in ready. Rarely does a home combine luxury, boating, breathtaking views, and an unmatched coastal lifestyle so effortlessly. This is more than a home-it's a destination where every day begins and ends with the beauty of the bay.
Listed by Deborah K. Bennington of Berkshire Hathaway HomeServices PenFed Realty - OP

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

Ask A Question

Do not fill in this field:

I agree to receive marketing and customer service calls and text messages from Railey Vacations. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Consent is not a condition of purchase. Msg/data rates may apply. Msg frequency varies. Privacy Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

More Info

Location Information

  • UsmAreaOcean Pines - Worcester Ocean Pines
  • ViewPanoramic, River, Scenic Vista

School Information

  • Elementary SchoolShowell
  • High SchoolStephen Decatur
  • High School DistrictWorcester County Public Schools
  • Junior HighBerlin Intermediate School

Parking

  • Parking FeaturesAsphalt Driveway
  • Parking TypesAttached Garage, Driveway
  • Total Garage And Parking Spaces3

Building

  • Bathroom3
  • Bedrooms4
  • Below Grade Finished Area SourceAssessor
  • Below Grade Finished Area UnitsSquare Feet
  • Below Grade Unfinished Area SourceAssessor
  • Below Grade Unfinished Area UnitsSquare Feet
  • Construction MaterialsStone, Vinyl Siding
  • Entry Level2
  • Fireplace1
  • Fireplace FeaturesFireplace - Glass Doors, Mantel(s)
  • Fireplace YNYes
  • FoundationConcrete Perimeter, Slab
  • Full Bath3
  • GarageYes
  • Garage Spaces1
  • Garage TypeGarage - Front Entry, Additional Storage Area, Garage Door Opener, Inside Access, Oversized
  • Laundry TypeUpper Floor
  • Levels3
  • Main Level Bedrooms1
  • Main Level Full Baths1
  • Main Level Total Baths1
  • Num Attached Garage Spaces1
  • Property StyleCoastal
  • Square Feet2,529
  • Story ListMain, Upper 1
  • Structure Design TypeEnd of Row/Townhouse
  • Upper Level1 Bedrooms3
  • Upper Level1 Full Baths2
  • Upper Level1 Total Baths2
  • Upper Levels Total Baths2
  • Upper Levels Total Bedrooms3
  • Upper Levels Total Full Baths2
  • Year Built2001

Other

  • Additional Parcels YNN
  • Appliances Included
    • Built-In Microwave
    • Built-In Range
    • Dishwasher
    • Disposal
    • Dryer
    • Microwave
    • Oven/Range - Electric
    • Stainless Steel Appliances
    • Stove
    • Washer
    • Water Heater
  • ExclusionsALL remaining clocks, Oyster Shell Lamp - first floor, Foyer Painting, Waterford crystal/glass ware in cabinets above wet bar, TV in 4th Bd

Basic Information

  • Association Fee975
  • Association Fee FrequencyAnnually
  • Association Fee IncludesCommon Area Maintenance, Lawn Maintenance, Management, Pier/Dock Maintenance, Reserve Funds
  • Association Fee2884
  • Association Fee2 FrequencyMonthly
  • Association NameOCEAN PINES ASSCIATION OSPREY POINT ASSOCIATION
  • Association YNYes
  • Broker NameBerkshire Hathaway HomeServices PenFed Realty - OP
  • Condo YNYes
  • HOA Fee975.00 / Annually
  • List Price$950,000
  • LocationTypeBayfront
  • MLS Area MajorWorcester Ocean Pines
  • MLS NumberMDWO2039536
  • MLS Property TypeResidential
  • Price Per Square Foot376
  • Security FeaturesSecurity Gate, Smoke Detector
  • StatusACT
  • Unit Number20

Property

  • Above Grade Finished Area2529
  • Above Grade Finished Area SourceAssessor
  • Above Grade Finished Area UnitsSquare Feet
  • Lot DescriptionCul-de-sac
  • Lot Dimensions SourceAssessor
  • Lot Size Dimensions0.00 x 0.00
  • Lot Size SourceEstimated
  • New Construction YNN
  • Property ConditionExcellent
  • Property SubTypeTownhouse
  • ZoningB-2

Utilities

  • Central Air YNYes
  • CoolingCentral A/C, Ceiling Fan(s)
  • Cooling FuelElectric
  • Electric200+ Amp Service
  • Heat SystemCentral
  • Heating FuelCentral, Natural Gas, Electric
  • Heating YNYes
  • Internet ServicesOther
  • SewerPublic Sewer
  • UtilitiesCable TV, Natural Gas Available
  • Water HeaterElectric
  • Water SourcePublic

Water Body

  • Dock1
  • Dock Slip Conveyance MultiDeeded
  • Dock Type And FeaturesPrivate
  • Tidal Water YNYes
  • Water AccessYes
  • Water Body NameAssawoman Bay
  • Water Body TypeBay
  • Water FeaturesPrivate Access
  • Water View YNYes
  • WaterfrontYes
  • Waterfront FeaturesPrivate Dock Site, Navigable Water

Tax Information

  • Assessment Year2026
  • County Tax5118
  • County Tax Payment FrequencyAnnually
  • Tax Assessment Amount712300
  • Tax Lot20
  • Tax Total Finished Sq Ft2,529
  • Tax Year2025
  • Taxes$5,822
  • Total Taxes Payment FrequencyAnnually

Basic Information

  • Date Listed07/04/2026

Location

  • Address20 Fishing Creek Lane
  • Building Number20
  • CountyWorcester
  • DirectionsRoute 589 to the South Gate of Ocean Pines, take right onto Ocean Pkwy. Follow to Carollton Ln, make left. Follow Carolton Ln to Mumford Landing Rd, Make left. Follow Mumford Landing to Fishing Creek Ln. Make left onto Fishing Creek Ln. Home is on the right 20 end unit
  • Living Area SourceAssessor
  • StateMD
  • SubdivisionOcean Pines - Osprey Point
  • TownOcean Pines
  • Water Oriented YNYes
  • Zip21811

Interior

  • Door FeaturesInsulated, Sliding Glass, Storm
  • FlooringHardwood, Carpet, Ceramic Tile
  • Interior FeaturesBathroom - Jetted Tub, Bathroom - Tub Shower, Bathroom - Stall Shower, Bathroom - Walk-In Shower, Butlers Pantry, Built-Ins, Carpet, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Crown Moldings
  • Window FeaturesDouble Pane

Exterior

  • Exterior FeaturesAwning(s), Street Lights
  • Patio And Porch FeaturesBalconies- Multiple
  • RoofAsphalt

Property Information

  • Area Total2,529
  • Area Total SourceAssessor
  • Below Grade Area Total SourceAssessor

Amenities

  • Accessibility Amenities>84" Garage Door
  • Amenities
    • Baseball Field
    • Basketball Courts
    • Beach
    • Beach Club
    • Boat Dock/Slip
    • Boat Ramp
    • Common Grounds
    • Community Center
    • Dog Park
    • Gated Community
    • Gift Shop
    • Golf Course Membership Available
    • Jog/Walk Path
    • Lake
    • Library
    • Pickleball Courts
    • Pool - Indoor
    • Pool - Outdoor
    • Pool Mem Avail
    • Racquet Ball
    • Tennis Courts
    • Tot Lots/Playground
  • Community Pool FeaturesHeated
  • Other Amenities
    • Dock
    • Fireplace
    • Golf
    • Pool
    • Tennis
    • Water View
    • Waterfront
  • PoolYes - Community
  • Slips1

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated July 14, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

I agree to receive marketing and customer service calls and text messages from Railey Vacations. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Consent is not a condition of purchase. Msg/data rates may apply. Msg frequency varies. Privacy Policy.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

$

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.