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104 N Derby AvenueVentnor City, NJ 08406Price: $850,000

  • Price: $850,000
  • Est. Mortgage of $/month
  • 206 Days on Market
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$
%
$/month over payments
Federal 30-year interest rate: 6.76% last updated on Sep 10, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $850,000List Price
  • 2Bedrooms
  • 2Bathrooms
  • 1,066Square Feet
Take advantage of an exceptional combination of location, lifestyle, and waterfront living with this truly rare Ventnor bayfront home-an absolute dream for boat lovers and Jersey Shore enthusiasts alike. Set on a high elevation, this exceptionally well-positioned property offers peace of mind, having never experienced flooding, including during Hurricane Sandy. Boaters will appreciate the 50-foot boat slip just steps from the home, offering direct bay access with easy passage to the ocean via both the OC and AC inlets. Whether you enjoy cruising, sport fishing (the owner previously docked a 46' sportfishing boat), kayaking, paddleboarding, or simply relaxing on the calm bay waters, this home delivers the ultimate waterfront lifestyle. Inside, the home is super cute, very well maintained, and thoughtfully designed to maximize comfort and functionality. It features vinyl plank flooring, updates throughout and a neutral color pallet offering a modern feel. With 2 bedrooms, 1.5 baths, an updated eat-in kitchen, and a cozy living room with fireplace that opens to a deck with breathtaking bay views and unforgettable sunsets-perfect for entertaining or unwinding with the coastal breeze. A charming front yard adds to the home's curb appeal and island character. The location truly sets this property apart. Just 2.5 blocks to the beach and boardwalk, minutes from Ventnor's beautiful shoreline, and moments from the thriving Ventnor Heights dining and business district, including Red Room, The Dorset, Wahine Wine, Ventnor Coffee House, and Custard's Last Stand. Downtown Ventnor Heights is on the rise, making this an exciting opportunity to enjoy and invest. Additional highlights include quick bridge access, AC Expressway Exit 2, and proximity to everyday conveniences such as Acme, Starbucks, and Island Gym. By boat, enjoy waterfront dining at Tideline, Lamberti's, Wonder Bar, and more. Ventnor Heights Ski Beach summer nights every Wednesday are just a hop, skip, and jump away. Bayfront opportunities at the Jersey Shore are incredibly limited-and this one is well under $1 million, making it truly special. Option for a quick close, so you can have your new home ready for summer. Don't miss your chance to own this exceptional piece of Ventnor bayfront paradise.
Listed by Jacqueline M Silva of OCF Realty LLC - Philadelphia

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

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More Info

Location Information

  • Date Listed02/20/2026
  • Zoning7
  • MLS Area MajorVentnor City
  • UsmAreaVentnor City - Ventnor City

Parking

  • Parking TypesNone

Location

  • Address104 N Derby Avenue
  • Area Total1,066
  • SubdivisionVentnor
  • TownVentnor City
  • StateNJ
  • Zip08406
  • CountyAtlantic

Utilities

  • Water SourcePublic
  • SewerPublic Sewer
  • Cooling FuelElectric
  • Water HeaterNatural Gas
  • Heating FuelNatural Gas
  • Heat SystemForced Air

Water Body

  • Water View YNYes
  • Waterfront FeaturesNavigable Water
  • Water Body TypeBay
  • Water FeaturesCanoe/Kayak, Boat - Powered, Public Access
  • Water AccessYes
  • Dock Type And FeaturesSingle Slip, Against Bulkhead Only (Lateral)
  • Dock Slip Conveyance MultiDeeded
  • Dock1

Basic Information

  • MLS NumberNJAC2022644
  • Ownership InterestFee Simple
  • List Price$850,000
  • Square Feet1,066
  • Acreage0.04
  • Year Built1907
  • MLS Property TypeResidential
  • StatusACT

Building

  • ViewCanal, Bay
  • Water Oriented YNYes
  • Interior FeaturesCombination Kitchen/Dining, Floor Plan - Traditional, Kitchen - Eat-In
  • High School DistrictVentnor City Schools
  • LocationTypeBayfront
  • Broker NameOCF Realty LLC - Philadelphia
  • Building Number104
  • IncorporatedcitynameVentnor City
  • DirectionsDorset Avenue to Monmouth make left toDerby make left to end of street.
  • Main Level Total Baths1
  • Main Level Half Baths1
  • Upper Levels Total Full Baths1
  • Upper Levels Total Bedrooms2
  • Upper Levels Total Baths1
  • Upper Level1 Bedrooms2
  • Upper Level1 Full Baths1
  • Upper Level1 Total Baths1
  • Story ListMain, Upper 1
  • Structure Design TypeOther
  • Construction MaterialsFrame
  • Property StyleOther
  • Bedrooms2
  • Full Bath1
  • Bathroom2
  • Half Baths1
  • Laundry TypeMain Floor
  • Levels2
  • Fireplace YNYes
  • Fireplace1

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Total Finished Sq Ft1,066
  • Tax Assessment Amount195000
  • Tax Year2025
  • Taxes$5,506
  • County Tax Payment FrequencyAnnually
  • Assessment Year2025

Property

  • Lot Size Dimensions20.32 x 85.00
  • New Construction YNN

Interior

  • FlooringLuxury Vinyl Plank
  • Heating YNYes
  • CoolingWall Unit

Property Information

  • Lot Size Square Feet1,729
  • Above Grade Finished Area1066

Amenities

  • PoolNo Pool
  • Slips1
  • Accessibility AmenitiesOther
  • PricePerSqFt797
  • Other AmenitiesFireplace, Water View, Dock

Other

  • View Count1

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated September 14, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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