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12 W 85th StreetHarvey Cedars, NJ 08008Price: $3,495,000

  • Price: $3,495,000
  • Est. Mortgage of $/month
  • 17 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.76% last updated on Sep 10, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $3,495,000List Price
  • 4Bedrooms
  • 3Bathrooms
  • 2,632Square Feet
Dock & Dune A rare opportunity to enjoy the best of Harvey Cedars from one exceptional waterfront setting, Dock & Dune pairs the ease of lagoonfront living with the beach and town center just moments away. Tucked along desirable Kinsey Cove, the home is only 12 houses from the ocean while Black Eyed Susans, Azzurro, Neptune Market, and the heart of Harvey Cedars are all within an easy stroll. It is a location that truly allows you to leave the car behind-walk to the beach, head into town for dinner, or step out back and onto the boat. Inside, the four-bedroom, three-and-a-half-bath residence has been impeccably renovated by Ken Kennard with a sophisticated yet relaxed coastal aesthetic. Custom cabinetry, curated wallcoverings, and designer finishes bring character throughout, while the desirable non-reversed layout keeps the main living spaces naturally connected to the water. Expansive four-panel sliders open directly to the backyard, creating an effortless flow for summer entertaining and everyday life on the lagoon. Outside, 60 feet of waterfront creates a private backdrop for boating, dining, and relaxing by the water, with ample room to add a pool for those looking to create a complete resort-style retreat. Beautifully finished, thoughtfully designed, and offered turnkey for immediate enjoyment, Dock & Dune captures the effortless beach, bay, and boating lifestyle that makes Harvey Cedars so special.
Listed by Lieben Luedtke of Joy Luedtke Real Estate,LLC

Driving Directions

Railey Realty
Railey Realty
Office: 301-387-2000
2 Vacation Way
McHenry, MD 21541

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More Info

Location Information

  • Date Listed08/28/2026
  • ZoningR-A
  • MLS Area MajorHarvey Cedars Boro
  • UsmAreaHarvey Cedars - Harvey Cedars Boro

School Information

  • Elementary SchoolEthel A. Jacobsen

Parking

  • Parking FeaturesBrick Driveway
  • Parking TypesAttached Garage
  • Total Garage And Parking Spaces1

Property

  • Lot Size Dimensions60.00 x 85.00
  • New Construction YNN
  • Lot DescriptionBulkheaded
  • FencingVinyl

Exterior

  • RoofShingle
  • FoundationPilings, Slab
  • Window FeaturesCasement, Double Hung
  • Exterior FeaturesAwning(s), Exterior Lighting, Hot Tub, Outside Shower, Extensive Hardscape, Secure Storage

Property Information

  • Lot Size Square Feet5,101
  • Above Grade Finished Area2632

Amenities

  • PoolNo Pool
  • Accessibility Amenities2+ Access Exits
  • PricePerSqFt1328
  • Other AmenitiesFireplace, Pool, Waterfront, Water View, Dock

Other

  • View Count1

Basic Information

  • MLS NumberNJOC2044326
  • Ownership InterestFee Simple
  • List Price$3,495,000
  • Square Feet2,632
  • Acreage0.12
  • Year Built2003
  • MLS Property TypeResidential
  • StatusACT

Location

  • Address12 W 85th Street
  • Area Total2,632
  • SubdivisionHarvey Cedars
  • TownHarvey Cedars
  • StateNJ
  • Zip08008
  • CountyOcean

Interior

  • FlooringCeramic Tile, Wood
  • Appliances Included
    • Built-In Microwave
    • Cooktop
    • Dishwasher
    • Microwave
    • Oven - Double
    • Oven - Wall
    • Oven/Range - Gas
    • Refrigerator
    • Washer/Dryer Stacked
    • Water Heater
  • Heating YNYes
  • CoolingCentral A/C

Utilities

  • Water SourcePublic
  • SewerPublic Sewer
  • Central Air YNYes
  • Cooling FuelElectric
  • Water HeaterNatural Gas
  • Heating FuelNatural Gas
  • Heat SystemBaseboard - Hot Water

Water Body

  • Water View YNYes
  • Waterfront FeaturesNavigable Water
  • WaterfrontYes
  • Water Body TypeLagoon
  • Water Body NameBarnegat Bay
  • Water AccessYes
  • Tidal Water YNYes

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Total Finished Sq Ft2,632
  • Tax Assessment Amount1095400
  • Tax Year2026
  • Taxes$13,320
  • County Tax Payment FrequencyAnnually
  • Assessment Year2025

Building

  • ViewBay
  • Water Oriented YNYes
  • Rooms Total11
  • Walls CeilingsDry Wall
  • Interior FeaturesBathroom - Tub Shower, Bathroom - Walk-In Shower, Ceiling Fan(s), Dining Area, Floor Plan - Open, Kitchen - Eat-In, Recessed Lighting, Wood Floors, Built-Ins, Kitchen - Island, Pantry, Spiral Staircase, Sprinkler System, Window Treatments
  • High School DistrictLong Beach Island Schools
  • LocationTypeLagoon
  • Broker NameJoy Luedtke Real Estate, LLC
  • Building Number12
  • IncorporatedcitynameHarvey Cedars Boro
  • DirectionsNorth on Long Beach Boulevard in Harvey Cedars. Turn left on 85th Street to #12. House on left side of street.
  • Num Attached Garage Spaces1
  • Main Level Total Baths3
  • Main Level Bedrooms4
  • Main Level Full Baths3
  • Story ListMain
  • Structure Design TypeDetached
  • Construction MaterialsFrame
  • Property StyleContemporary
  • Bedrooms4
  • Full Bath3
  • Bathroom3
  • Levels2
  • Fireplace FeaturesGas/Propane, Stone
  • Fireplace YNYes
  • Fireplace1
  • Garage TypeGarage - Front Entry
  • Garage Spaces1
  • GarageYes
  • Patio And Porch FeaturesDeck(s), Porch(es)

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated September 14, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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