usm white logo

280 Lake Caroline DriveRuther Glen, VA 22546Price: $809,000

  • Price: $809,000
  • Est. Mortgage of $/month
  • 14 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.49% last updated on Jul 9, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $809,000List Price
  • 3Bedrooms
  • 3Bathrooms
  • 2,808Square Feet
Rare Deep-Water Lakefront Living-Turnkey, Updated, and Ready for Your Next Chapter at Lake Caroline.” Welcome to 280 Lake Caroline Drive, a private waterfront retreat where thoughtful updates, wide lake views, and true move-in readiness come together on one of Lake Caroline's most desirable lots. Set on more than half an acre with breathtaking 180-degree lake views and deep-water access, this beautifully maintained home delivers the feel of a year-round resort with the comfort and practicality of everyday living. A long paved driveway leads to the attached two-car garage, with generous additional parking for guests, boats, and recreational vehicles. Professionally landscaped grounds, extensive irrigation, and a fully fenced backyard create a setting designed for privacy, ease, and outdoor enjoyment. Inside, the home has been extensively updated across both levels. Highlights include remodeled bathrooms, updated flooring, newer kitchen appliances, a 2024 HVAC system, 2022 water heater, and a whole-house water filtration system installed in 2025. (Full List of Upgrades is in Documents!) Four large bay windows fill the home with natural light and frame spectacular water views from multiple rooms. The main level offers comfortable living spaces and direct access to an elevated three-season porch overlooking the lake. The primary suite includes its own private balcony, an ideal spot for morning coffee, sunrise views, and quiet evenings by the water. Two gas fireplaces add warmth and character on both levels. The finished lower level offers excellent flexibility for guests, extended stays, multigenerational living, remote work, hobbies, or entertaining. This level features a spacious family room, large bedroom, full bath, kitchenette, two bonus rooms, one currently used as a fourth bedroom, and additional storage space. Outdoor living is where this property truly shines. Enjoy an oversized lakeside deck, expansive lawn, attached storage shed, and private deep-water dock ready for boating, fishing, swimming, kayaking, paddleboarding, and quiet days on the water. Active lawn care and HVAC service contracts convey to the new owner, adding convenience from day one. Lake Caroline offers an outstanding waterfront lifestyle with a 277-acre full-service lake, two sandy beaches, swimming pool with lifeguards, clubhouse, playgrounds, tennis courts, pickleball courts, basketball courts, fishing, boating, water skiing, wakeboarding, jet skiing, kayaking, paddleboarding, and year-round community events. This is an exceptional fit for a full-time residence, relocation to the area, second home, weekend retreat, or move-up waterfront purchase. Located within a gated, amenity-rich community just minutes from I-95, shopping, dining, and schools, 280 Lake Caroline Drive is a rare opportunity to own one of Lake Caroline's standout waterfront properties. Nothing left to do except move in and start enjoying lakefront living.
Listed by Ernest M Dill of Samson Properties

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

Ask A Question

Do not fill in this field:

I agree to receive marketing and customer service calls and text messages from Railey Vacations. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Consent is not a condition of purchase. Msg/data rates may apply. Msg frequency varies. Privacy Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

More Info

Location Information

  • Date Listed07/02/2026
  • ZoningR1
  • UsmAreaRuther Glen

School Information

  • Junior HighCaroline
  • High SchoolCaroline
  • Elementary SchoolLewis And Clark

Parking

  • Parking FeaturesAsphalt Driveway, Paved Driveway, Paved Parking, Private, Secure Parking, Surface
  • Parking TypesAttached Garage
  • Total Garage And Parking Spaces2

Property

  • Property ConditionExcellent
  • New Construction YNN
  • Lot Description
    • Backs to Trees
    • Bulkheaded
    • Cleared
    • Fishing Available
    • Front Yard
    • Interior
    • Landscaping
    • Partly Wooded
    • Premium
    • Private
    • Rear Yard
    • Rip-Rapped
    • Road Frontage
    • Secluded
    • Sloping
    • Trees/Wooded

Utilities

  • UtilitiesCable TV Available, Electric Available, Propane
  • Water SourceCommunity, Private/Community Water
  • SewerSeptic = # of BR
  • Central Air YNYes
  • Cooling FuelElectric
  • Water HeaterElectric
  • Heating FuelElectric
  • Heat SystemHeat Pump(s)

Amenities

  • PoolYes - Community
  • Slips1
  • Amenities
    • Basketball Courts
    • Beach
    • Boat Dock/Slip
    • Boat Ramp
    • Club House
    • Common Grounds
    • Community Center
    • Gated Community
    • Lake
    • Picnic Area
    • Pier/Dock
    • Pool - Outdoor
    • Recreational Center
    • Security
    • Swimming Pool
    • Tennis Courts
    • Tot Lots/Playground
    • Volleyball Courts
    • Water/Lake Privileges
  • Accessibility AmenitiesOther
  • PricePerSqFt288
  • Other Amenities
    • Basement
    • Dock
    • Fireplace
    • Lakefront
    • Pool
    • Tennis
    • Water View
    • Waterfront

Basic Information

  • MLS NumberVACV2010572
  • Ownership InterestFee Simple
  • List Price$809,000
  • Square Feet2,808
  • Acreage0.65
  • Year Built1982
  • MLS Property TypeResidential
  • StatusACT
  • HOA Fee1612.00 / Annually

Location

  • Address280 Lake Caroline Drive
  • Area Total2,808
  • SubdivisionLake Caroline
  • TownRuther Glen
  • StateVA
  • Zip22546
  • CountyCaroline

Interior

  • FlooringCarpet
  • Heating YNYes
  • CoolingCentral A/C
  • Basement YNYes

Exterior

  • RoofComposite
  • FoundationBrick/Mortar
  • Exterior FeaturesBump-outs, Chimney Cap(s), Extensive Hardscape, Exterior Lighting, Flood Lights, Gutter System, Lawn Sprinkler, Sidewalks, Stone Retaining Walls, Underground Lawn Sprinkler, Other, Private Beach

Property Information

  • Lot Size Square Feet28,314
  • Above Grade Finished Area2808

Water Body

  • Water View YNYes
  • Waterfront FeaturesBoat/Launch Ramp - Private, Private Dock Site, Navigable Water
  • WaterfrontYes
  • Water Body TypeLake
  • Water Body NameLake Caroline
  • Water FeaturesBoat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Private Beach, Swimming Allowed, Waterski/Wakeboard, Sail
  • Water AccessYes
  • Dock Type And FeaturesFloating, Material - Composite, Mooring, Private
  • Dock Slip Conveyance MultiDeeded, Exclusive Use
  • Dock1

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Total Finished Sq Ft1,404
  • Tax Assessment Amount527849
  • Tax Year2025
  • Taxes$2,745
  • Assessment Year2025
  • Capital Contribution Fee$1,200

Basic Information

Building

  • ViewLake, Panoramic, Scenic Vista, Trees/Woods, Water, Garden/Lawn
  • Water Oriented YNYes
  • Rooms
    • Bathroom 2
    • Bathroom 3
    • Bedroom 2
    • Bedroom 3
    • Bonus Room
    • Dining Room
    • Family Room
    • Hobby Room
    • Kitchen
    • Living Room
    • Primary Bathroom
    • Primary Bedroom
    • Recreation Room
    • Sun/Florida Room
    • Utility Room
  • Rooms Total16
  • Interior Features2nd Kitchen, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Chair Railings, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Water Treat System, Wood Floors
  • Association Fee$1,612
  • Association Fee FrequencyAnnually
  • Association Fee IncludesCommon Area Maintenance, Management, Pool(s), Recreation Facility, Reserve Funds, Road Maintenance, Security Gate, Snow Removal, Other
  • Association NameLCPOA
  • Association YNYes
  • High School DistrictCaroline County Public Schools
  • LocationTypeLake
  • Broker NameSamson Properties
  • Building Number280
  • DirectionsFrom Jeff Davis highway enter Lake Caroline Gate. Call ahead to register. Past gate take first left and follow Lake Caroline Drive halfway around the lake to number 280. Welcome Home!
  • Distance To Body Of Water UnitsFeet
  • Num Attached Garage Spaces2
  • Lower Levels Total Baths1
  • Lower Level1 Total Baths1
  • Lower Level1 Full Baths1
  • Lower Level1 Bedrooms1
  • Lower Levels Total Bedrooms1
  • Lower Levels Total Full Baths1
  • Main Level Total Baths2
  • Main Level Bedrooms2
  • Main Level Full Baths2
  • Story ListLower 1, Main
  • Structure Design TypeDetached
  • Construction MaterialsBrick
  • Property StyleRaised Ranch/Rambler
  • Bedrooms3
  • Basement
    • Connecting Stairway
    • Daylight
    • Full
    • Fully Finished
    • Heated
    • Improved
    • Interior Access
    • Other
    • Outside Entrance
    • Rear Entrance
    • Shelving
    • Sump Pump
    • Walkout Level
    • Windows
  • Full Bath3
  • Bathroom3
  • Levels2
  • Fireplace YNYes
  • Fireplace1
  • Garage TypeGarage - Front Entry, Garage Door Opener
  • Garage Spaces2
  • GarageYes

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated July 15, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

I agree to receive marketing and customer service calls and text messages from Railey Vacations. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Consent is not a condition of purchase. Msg/data rates may apply. Msg frequency varies. Privacy Policy.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

$

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.