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322 Lake Caroline DriveRuther Glen, VA 22546Price: $799,900

  • Price: $799,900
  • Est. Mortgage of $/month
  • 13 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.49% last updated on Jul 9, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $799,900List Price
  • 3Bedrooms
  • 2Bathrooms
  • 1,804Square Feet
Welcome to 322 Lake Caroline Drive, where every day feels like a vacation. Perfectly positioned on approximately 95 feet of protected shoreline with deep water, a rebuilt private dock complete with an expanded sun deck, and panoramic lake views, this exceptional waterfront home offers the lifestyle so many buyers dream about but rarely find. Located within the gated community of Lake Caroline, just minutes from I-95 and conveniently situated between Richmond and Washington, D.C., this beautifully maintained home combines peaceful waterfront living with an easy commute and outstanding community amenities. Completely reimagined in 2003, this home underwent an extensive renovation and expansion, transforming nearly every aspect of the property. Taken down to the studs, it was thoughtfully redesigned with a new floor plan, two additions, new drywall, insulation, electrical, plumbing, HVAC, and quality finishes throughout. The result is a home that offers the charm of an established waterfront setting with the features and functionality buyers expect today. Every improvement was thoughtfully designed to maximize natural light, capture stunning lake views, and create comfortable spaces for everyday living and entertaining. Rich hardwood floors, soaring ceilings, custom architectural columns, recessed lighting, and five skylights flood the home with natural light, creating a bright, open atmosphere that immediately welcomes you inside. Additional features include Andersen 400 Series windows and doors, a high-efficiency two-stage Trane HVAC system with an air cleaner installed in 2018, a new water heater in 2024, whole-house surge protection, surround sound throughout the home and rear deck, a separate laundry room, handicap accessibility, and a well-maintained crawlspace. Designed for both everyday living and entertaining, the custom kitchen is sure to impress. Featuring beautiful custom cabinetry, abundant countertop space, a center island with a prep sink, double ovens, a new cooktop, and thoughtful storage throughout, it's a space that will make even the most discerning home chef feel right at home. The spacious living room flows seamlessly to the screened porch, where you can enjoy your morning coffee while taking in peaceful lake views. The primary suite also offers direct access to the porch, allowing you to wake each morning to the beauty of the water. The primary bath features a relaxing soaking tub, separate walk-in shower, and generous space to unwind. Outdoor living is truly the centerpiece of this property. Spend evenings on the expansive rear deck overlooking the lake or head down on your golf cart to the private dock, completely rebuilt and expanded in 2012 to include a large sun deck. Whether you enjoy boating, fishing, kayaking, paddleboarding, swimming, or simply relaxing by the water, this property is ready to support every lakefront adventure. With approximately 95 feet of rip-rapped shoreline and deep water, you'll enjoy both beauty and peace of mind for years to come. Life at Lake Caroline extends well beyond your own backyard. Residents enjoy a 277-acre recreational lake, two sandy beaches, a swimming pool, a clubhouse, tennis, pickleball, and basketball courts, playgrounds, boating, fishing, and other water activities, and an active community with multiple events throughout the year. Whether you're searching for your forever home, a weekend escape, or the waterfront lifestyle you've always imagined, 322 Lake Caroline Drive offers a rare opportunity to own one of the community's finest lakefront properties. The setting is extraordinary. The lifestyle is waiting. Simply move in and start making memories on the lake.
Listed by Melissa J Stewart of Coldwell Banker Elite

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

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More Info

Location Information

  • Date Listed07/03/2026
  • ZoningR
  • UsmAreaRuther Glen

Parking

  • Parking FeaturesAsphalt Driveway
  • Parking TypesDriveway

Location

  • Address322 Lake Caroline Drive
  • Area Total1,804
  • SubdivisionLake Caroline
  • TownRuther Glen
  • StateVA
  • Zip22546
  • CountyCaroline

Interior

  • Appliances Included
    • Air Cleaner
    • Cooktop
    • Dishwasher
    • Disposal
    • Dryer
    • Exhaust Fan
    • Icemaker
    • Microwave
    • Oven - Double
    • Oven - Wall
    • Stainless Steel Appliances
    • Washer
    • Water Heater
  • Heating YNYes
  • CoolingCeiling Fan(s), Central A/C, Heat Pump(s)
  • Stories1

Property Information

  • Lot Size Square Feet25,700
  • Above Grade Finished Area1804

Amenities

  • PoolNo Pool
  • Slips1
  • Amenities
    • Basketball Courts
    • Beach
    • Boat Dock/Slip
    • Boat Ramp
    • Club House
    • Common Grounds
    • Community Center
    • Gated Community
    • Lake
    • Pickleball Courts
    • Picnic Area
    • Pier/Dock
    • Pool - Outdoor
    • Security
    • Swimming Pool
    • Tennis Courts
    • Tot Lots/Playground
    • Volleyball Courts
    • Water/Lake Privileges
  • Accessibility AmenitiesLevel Entry - Main
  • PricePerSqFt443
  • Other Amenities
    • Dock
    • Lakefront
    • Pool
    • Tennis
    • Water View
    • Waterfront

Basic Information

  • MLS NumberVACV2010576
  • Ownership InterestFee Simple
  • List Price$799,900
  • Square Feet1,804
  • Acreage0.59
  • Year Built1971
  • MLS Property TypeResidential
  • StatusACT
  • HOA Fee1654.00 / Annually

Property

  • Number Of Community Docks3
  • Road Surface TypePaved
  • Property ConditionExcellent
  • New Construction YNN
  • Lot DescriptionFishing Available, Front Yard, Landscaping, Rip-Rapped, Rear Yard

Exterior

  • FoundationCrawl Space
  • Window FeaturesInsulated, Skylights, Screens, Storm, Wood Frame
  • Exterior FeaturesPrivate Beach

Utilities

  • UtilitiesCable TV Available, Propane
  • Water SourcePublic
  • SewerSeptic Exists
  • Central Air YNYes
  • Cooling FuelElectric
  • Water HeaterElectric
  • Heating FuelElectric
  • Electric200+ Amp Service
  • Heat SystemHeat Pump(s)
  • Internet ServicesCable

Water Body

  • Water View YNYes
  • Waterfront FeaturesBoat/Launch Ramp - Private, Private Dock Site, Navigable Water
  • WaterfrontYes
  • Water Body TypeLake
  • Water Body NameLake Caroline
  • Water FeaturesBoat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Private Beach, Swimming Allowed
  • Water AccessYes
  • Dock Type And FeaturesMaterial - Treated Lumber, Private, Sun Deck
  • Dock Slip Conveyance MultiPhysical Dock/Slip Conveys
  • Dock1

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Assessment Amount434745
  • Tax Year2025
  • Taxes$2,261
  • Assessment Year2025
  • Capital Contribution Fee$1,200

Building

  • ViewLake, Panoramic, Scenic Vista, Water
  • Water Oriented YNYes
  • Rooms
    • Bedroom 2
    • Bedroom 3
    • Dining Room
    • Foyer
    • Kitchen
    • Laundry
    • Living Room
    • Primary Bathroom
    • Primary Bedroom
    • Screened Porch
  • Door FeaturesStorm
  • Interior FeaturesBathroom - Soaking Tub, Built-Ins, Ceiling Fan(s), Wood Floors, Window Treatments, Walk-in Closet(s), Upgraded Countertops, Sound System, Skylight(s), Recessed Lighting, Primary Bedroom - Bay Front, Primary Bath(s), Kitchen - Island, Floor Plan - Open, Entry Level Bedroom, Exposed Beams, Dining Area
  • Association Fee$1,654
  • Association Fee FrequencyAnnually
  • Association Fee IncludesCommon Area Maintenance, Management, Pool(s), Recreation Facility, Reserve Funds, Road Maintenance, Security Gate, Snow Removal
  • Association NameLAKE CAROLINE
  • Association YNYes
  • High School DistrictCaroline County Public Schools
  • LocationTypeLake
  • Broker NameColdwell Banker Elite
  • Building Number322
  • DirectionsFrom I-95 take exit 110, turn right onto Ladysmith/VA-639, turn left onto US-1, Turn right onto Lake Caroline Drive for 3.1 miles. Lake Caroline Drive has many forks, always stay on Lake Caroline Drive. Home is on the Right.
  • Main Level Total Baths2
  • Main Level Bedrooms3
  • Main Level Full Baths2
  • Story ListMain
  • Structure Design TypeDetached
  • Construction MaterialsVinyl Siding
  • Property StyleRanch/Rambler
  • Bedrooms3
  • Full Bath2
  • Bathroom2
  • Laundry TypeDryer In Unit, Has Laundry, Main Floor, Washer In Unit
  • Levels1

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated July 15, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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