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44 Deep Creek CircleBumpass, VA 23024Price: $1,999,000

  • Price: $1,999,000
  • Est. Mortgage of $/month
  • 27 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.49% last updated on Jul 9, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,999,000List Price
  • 5Bedrooms
  • 5Bathrooms
  • 4,661Square Feet
Recently constructed in the highly-coveted lakeside Mill Run community, this fully-furnished and thriving waterfront short-term rental sits on over 200 feet of shoreline within the exclusive private side of Lake Anna. Here, you can start welcoming your guests (and depositing dollars) the moment you close. Generating strong rental income from day one with zero setup required, this stunning fully-equipped waterfront retreat is nestled in a peaceful cove offering exceptional water views and over 4,800 square feet of thoughtfully designed living space in a beautiful Craftsman-style home, featuring 5 large bedrooms, a loft, large finished basement and 4.5 baths. Showcasing over 200 feet of shoreline, this exceptional property is designed to maximize lake views, luxurious comfort, and unforgettable gatherings. Enjoy outdoor living from an expansive lakeside deck, a double-decker boathouse, or a hot tub overlooking the water, creating the perfect setting for relaxing after a day on the lake. Inside, the open and airy floor plan is thoughtfully designed for both everyday living and effortless entertaining. At the heart of the main level is a breathtaking great room with soaring high-vaulted ceilings and dramatic floor-to-ceiling glass that frames sweeping water views of Lake Anna flooding the space with natural light and bringing the beauty of the water indoors at every turn. A stunning stone fireplace anchors the room, adding warmth and elegance whether you’re hosting a crowd or enjoying a quiet evening alone. Flowing seamlessly from the great room, the enormous chef’s kitchen is a showstopper in its own right, featuring quartz countertops and high-end upgrades throughout, and an open layout that connects effortlessly to the living area making it the perfect hub for entertaining, family gatherings, and everything in between. The main floor is further complemented by a luxurious primary bedroom suite a true retreat unto itself featuring direct deck access, a generous walk-in closet and a spa-inspired en suite bathroom complete with a freestanding soaking tub, double vanities, quartz countertops, and an elegant tile walk-in shower. A guest bedroom is also available on the main level. Upstairs, a versatile loft area provides the perfect flex space for a lounge, home office, or reading nook, accompanied by two additional well-appointed guest bedrooms ideal for family and visitors. Downstairs, the expansive finished basement takes entertaining to the next level, offering a full-sized wet bar, large recreation area, games, full-blown movie theater, and an additional oversized bedroom with bunks giving everyone in the group their own comfortable space to unwind. Modern conveniences include a Tesla Universal EV charger in the oversized two-car attached garage, high-speed fiber internet access, a full-size washer and dryer and mudroom. Every detail right down to the furnishings and dcor has been curated to create a welcoming and luxurious waterfront experience that guests return to again and again. Whether you’re looking to expand your investment portfolio, secure a luxury vacation home that pays for itself, or settle into a full-time waterfront residence, this property checks every box. Short-term rentals are not only permitted but already proven here, offering outstanding income potential in one of Lake Anna’s most desirable waterfront locations. Enjoy the tranquility of private-side lake living, breathtaking water views, and direct lake access from your own backyard and step into a fully furnished, established rental business while creating memories that will last for generations.
Listed by Grayson Hoffman of Lake Anna Island Realty,Inc.

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

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More Info

Location Information

  • Date Listed06/18/2026
  • ZoningR2
  • UsmAreaBumpass

School Information

  • Junior HighLouisa County
  • High SchoolLouisa County

Parking

  • Parking FeaturesPaved Driveway, Asphalt Driveway
  • Parking TypesAttached Garage, Driveway
  • Total Garage And Parking Spaces6

Property

  • Road Surface TypePaved
  • Property ConditionExcellent
  • New Construction YNN
  • Lot DescriptionBacks - Open Common Area, Cul-de-sac
  • Building Sites6

Exterior

  • RoofArchitectural Shingle, Asphalt
  • FoundationConcrete Perimeter, Passive Radon Mitigation
  • Window FeaturesDouble Pane, Energy Efficient, ENERGY STAR Qualified, Low-E, Screens, Transom
  • Exterior FeaturesFlood Lights, Gutter System

Utilities

  • UtilitiesPropane, Under Ground
  • Water SourceWell
  • SewerOn Site Septic
  • Central Air YNYes
  • Cooling FuelElectric
  • Water HeaterInstant Hot Water, Tankless
  • Heating FuelPropane - Leased
  • Electric200+ Amp Service
  • Heat System90% Forced Air, Forced Air, Heat Pump - Electric BackUp, Zoned, Heat Pump - Gas BackUp
  • Internet ServicesSatellite, Fiber Optic, Cable, DSL

Water Body

  • Water View YNYes
  • Waterfront FeaturesBoat/Launch Ramp - Private, Private Dock Site, Navigable Water
  • WaterfrontYes
  • Water Body TypeLake
  • Water Body NameLake Anna
  • Water FeaturesBoat - Powered, Personal Watercraft (PWC), Private Access, Swimming Allowed, Canoe/Kayak, Fishing Allowed, Sail, Seaplane Permitted, Waterski/Wakeboard
  • Water AccessYes
  • Dock Type And Features
    • Material - Composite
    • Material - Treated Lumber
    • Multiple Slip
    • Private
    • Single Slip
    • Sun Deck
  • Dock Slip Conveyance MultiExclusive Use
  • Dock1

Basic Information

  • MLS NumberVALA2010084
  • Ownership InterestFee Simple
  • List Price$1,999,000
  • Square Feet4,661
  • Acreage1.24
  • Year Built2025
  • MLS Property TypeResidential
  • StatusACT
  • HOA Fee475.00 / Annually

Building

  • ViewLake, Garden/Lawn, Scenic Vista, Trees/Woods, Water
  • Water Oriented YNYes
  • Rooms
    • Bathroom 1
    • Bathroom 2
    • Bathroom 3
    • Bedroom 2
    • Bedroom 3
    • Den
    • Dining Room
    • Foyer
    • Great Room
    • Half Bath
    • Kitchen
    • Laundry
    • Loft
    • Media Room
    • Other
    • Primary Bathroom
    • Primary Bedroom
    • Recreation Room
    • Storage Room
    • Study
  • Door FeaturesAtrium, Double Entry, Insulated, Six Panel, Sliding Glass
  • Walls Ceilings2 Story Ceilings,9'+ Ceilings, Cathedral Ceilings, Tray Ceilings
  • Interior FeaturesBar, Bathroom - Walk-In Shower, Ceiling Fan(s), Dining Area, Floor Plan - Open, Recessed Lighting, Walk-in Closet(s), Carpet, Combination Kitchen/Living, Combination Kitchen/Dining, Kitchen - Island, Primary Bath(s), Bathroom - Soaking Tub, Combination Dining/Living, Family Room Off Kitchen
  • Association Fee$475
  • Association Fee FrequencyAnnually
  • Association Fee IncludesCommon Area Maintenance, Management, Pier/Dock Maintenance, Snow Removal
  • Association NameMILL RUN
  • Vacation Rental YNYes
  • Association YNYes
  • High School DistrictLouisa County Public Schools
  • LocationTypeLake
  • Broker NameLake Anna Island Realty
  • Building Number44
  • Cross StreetLane Rd
  • DirectionsHead south on Bumpass Road. Proceed toward Kentucky Springs Road. Turn right onto Kentucky Springs Road. Continue for approximately 3.5 miles. Turn right onto Mill Run: Drive for about 0.5 miles. Turn left onto Old House Road. Continue for approximately 0.3 miles. Turn right onto Lane Road. Drive for about 0.2 miles. Turn right onto Deep Creek Circle.
  • Num Attached Garage Spaces2
  • Lower Levels Total Baths1
  • Lower Level1 Total Baths1
  • Lower Level1 Full Baths1
  • Lower Level1 Bedrooms1
  • Lower Levels Total Bedrooms1
  • Lower Levels Total Full Baths1
  • Main Level Total Baths3
  • Main Level Bedrooms2
  • Main Level Half Baths1
  • Main Level Full Baths2
  • Upper Levels Total Full Baths1
  • Upper Levels Total Bedrooms2
  • Upper Levels Total Baths1
  • Upper Level1 Bedrooms2
  • Upper Level1 Full Baths1
  • Upper Level1 Total Baths1
  • Story ListLower 1, Main, Upper 1
  • Structure Design TypeDetached
  • Construction MaterialsVinyl Siding, Asphalt, Concrete
  • Property StyleCraftsman
  • Builder ModelThe Retreat
  • Builder NameLarson Homes
  • Bedrooms5
  • Basement Finished Percent90
  • Basement
    • Daylight
    • Full
    • Fully Finished
    • Heated
    • Interior Access
    • Outside Entrance
    • Rear Entrance
    • Space For Rooms
    • Sump Pump
    • Walkout Level
    • Water Proofing System
    • Windows
  • Full Bath4
  • Bathroom5
  • Half Baths1
  • Laundry TypeMain Floor
  • Levels3
  • Fireplace YNYes
  • Fireplace2
  • Garage TypeGarage - Side Entry, Additional Storage Area, Garage Door Opener, Oversized
  • Garage Spaces2
  • GarageYes
  • Patio And Porch FeaturesPorch(es), Deck(s)

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Total Finished Sq Ft4,661
  • Tax Assessment Amount1800000
  • Tax Year2025
  • Taxes$4,723
  • Assessment Year2025

Location

  • Address44 Deep Creek Circle
  • Area Total5,279
  • SubdivisionMill Run
  • TownBumpass
  • StateVA
  • Zip23024
  • CountyLouisa

Interior

  • FlooringLuxury Vinyl Plank, Ceramic Tile, Carpet, Tile/Brick
  • Appliances Included
    • Built-In Microwave
    • ENERGY STAR Dishwasher
    • ENERGY STAR Refrigerator
    • Energy Efficient Appliances
    • Exhaust Fan
    • Icemaker
    • Microwave
    • Oven - Self Cleaning
    • Oven - Single
    • Oven - Wall
    • Oven/Range - Gas
    • Range Hood
    • Refrigerator
    • Stainless Steel Appliances
    • Water Heater - Tankless
  • Heating YNYes
  • CoolingCentral A/C
  • Basement YNYes
  • Stories3
  • FurnishedYes

Property Information

  • Lot Size Square Feet53,797
  • Above Grade Finished Area3033
  • Below Grade Area Total2,246
  • Below Grade Unfinished Area618
  • Below Grade Finished Area1628

Amenities

  • PoolNo Pool
  • Slips1
  • Amenities
    • Boat Dock/Slip
    • Boat Ramp
    • Common Grounds
    • Mooring Area
    • Picnic Area
    • Pier/Dock
    • Water/Lake Privileges
  • Accessibility Amenities36"+ wide Halls
  • PricePerSqFt659
  • Other Amenities
    • Basement
    • Dock
    • Fireplace
    • Lake Access
    • Water View
    • Waterfront

Other

  • Other Structures ListBoat House
  • Additional Parcels YNY

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated July 15, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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