usm white logo

270 Rock Island RidgeMineral, VA 23117Price: $2,345,000

  • Price: $2,345,000
  • Est. Mortgage of $/month
  • 51 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 7.28% last updated on Oct 1, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $2,345,000List Price
  • 5Bedrooms
  • 6Bathrooms
  • 6,487Square Feet
Short term rentals ALLOWED with projected annual rental revenue of approximately $175,000-$225,000! Welcome to 270 Rock Island Ridge, an exceptional luxury waterfront home in Rock Island Landing on the private side of Lake Anna. Built in 2024, this spectacular 5-bedroom, 5.5-bath home offers nearly 6,500 finished square feet on 1.29 acres, with impressive living and entertaining spaces, a private beach, dock, boathouse, and beautiful water views. Step inside and the lake immediately becomes part of the home. Expansive, light-filled living spaces and large windows draw your attention straight to the water. The gourmet kitchen features upgraded countertops, generous cabinetry, a large island, double ovens, and a butler's pantry. A wet bar adds another entertaining space, while the open connection between the kitchen, dining, and living areas keeps the waterfront front and center. The screened-in deck with upgraded composite decking extends the living space outdoors and can be accessed from both the dining area and primary suite. The main level also includes an office, mudroom, laundry room, attached 2-car garage, and primary suite for convenient main-level living. Upstairs, three additional bedrooms each have their own full bath, providing exceptional privacy for family and guests along with elevated waterfront views. The fully finished walkout lower level offers approximately 2,600 finished square feet with expansive family, game, and gathering areas, an additional bedroom and full bath, and plenty of room to customize additional spaces. Walk directly outside to the lawn and continue toward the shoreline. At the water, enjoy your own private beach, composite dock, and boathouse equipped with an electric boat lift, electricity, water, storage, and refrigerator. Launch the boat for an afternoon on Lake Anna's private side, swim from your shoreline, relax on the beach, or spend the evening taking in the views from your own dock. Additional upgrades include a whole-house water treatment system, alarm system, EV charging outlet, sealed asphalt driveway, additional storage, primary closet and pantry shelving, window shutters and shades, washer and dryer, and more. Designer furnishings were selected specifically for the home's elevated lake-house style. Furnishings and dock furniture are available at an agreed-upon price, creating the opportunity for a move-in-ready lake home designed to be enjoyed from day one. High-speed internet is available. With short-term rentals permitted, this property offers flexibility for full-time living, a second home, vacation retreat, or investment use. Rental projections and supporting information are available in the MLS Documents section. 270 Rock Island Ridge brings together newer construction, substantial living space, private waterfront, boating amenities, and the Lake Anna lifestyle in one remarkable property.
Listed by Melanie Virginia Lucero of Real Broker,LLC

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

Ask A Question

Do not fill in this field:

I agree to receive marketing and customer service calls and text messages from Railey Vacations. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Consent is not a condition of purchase. Msg/data rates may apply. Msg frequency varies. Privacy Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

More Info

Location Information

  • Date Listed08/15/2026
  • ZoningR2
  • UsmAreaMineral

Parking

  • Parking FeaturesAsphalt Driveway
  • Parking TypesDriveway, Attached Garage
  • Total Garage And Parking Spaces2

Basic Information

Property

  • Property ConditionExcellent
  • New Construction YNN
  • Lot DescriptionPremium

Interior

  • Heating YNYes
  • CoolingCentral A/C
  • Basement YNYes

Utilities

  • UtilitiesPropane
  • Water SourceWell
  • SewerOn Site Septic
  • Central Air YNYes
  • Cooling FuelElectric, Other
  • Water HeaterElectric
  • Heating FuelElectric, Natural Gas, Other
  • Heat SystemForced Air, Other

Water Body

  • Water View YNYes
  • Waterfront FeaturesPrivate Dock Site, Navigable Water
  • WaterfrontYes
  • Water Body TypeLake
  • Water Body NameLake Anna
  • Water FeaturesBoat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Private Beach, Seaplane Permitted, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water AccessYes
  • Dock Type And FeaturesPrivate, Hoist/Lift Electric, Material - Composite
  • Dock Slip Conveyance MultiPhysical Dock/Slip Conveys
  • Dock1

Basic Information

  • MLS NumberVALA2010450
  • Ownership InterestFee Simple
  • List Price$2,345,000
  • Square Feet6,487
  • Acreage1.29
  • Year Built2024
  • MLS Property TypeResidential
  • StatusACT
  • HOA Fee1000.00 / Annually

Location

  • Address270 Rock Island Ridge
  • Area Total6,695
  • SubdivisionRock Island Landing
  • TownMineral
  • StateVA
  • Zip23117
  • CountyLouisa

Exterior

  • RoofArchitectural Shingle, Metal
  • FoundationSlab
  • Exterior FeaturesPrivate Beach

Property Information

  • Lot Size Square Feet56,062
  • Above Grade Finished Area3887
  • Below Grade Area Total2,808
  • Below Grade Unfinished Area208
  • Below Grade Finished Area2600

Amenities

  • PoolNo Pool
  • Slips1
  • AmenitiesBoat Ramp, Pier/Dock, Water/Lake Privileges, Other
  • PricePerSqFt603
  • Other AmenitiesBasement, Waterfront, Water View, Dock

Other

  • Other Structures ListBoat House
  • View Count3

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Total Finished Sq Ft6,487
  • Tax Assessment Amount2198000
  • Tax Year2025
  • Taxes$14,384
  • County Tax$14,384
  • County Tax Payment FrequencyAnnually
  • Assessment Year2026

Building

  • ViewLake
  • Water Oriented YNYes
  • Rooms
    • Family Room
    • Foyer
    • Game Room
    • Great Room
    • Laundry
    • Mud Room
    • Office
    • Utility Room
  • Interior FeaturesBar, Bathroom - Walk-In Shower, Butlers Pantry, Dining Area, Floor Plan - Open, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Other
  • Association Fee$1,000
  • Association Fee FrequencyAnnually
  • Association Fee IncludesCommon Area Maintenance, Pier/Dock Maintenance, Other
  • Association NameROCK ISLAND LANDING OWNERS ASSOCIATION, INC
  • Security FeaturesExterior Cameras
  • Association YNYes
  • High School DistrictLouisa County Public Schools
  • LocationTypeLake
  • Broker NameReal Broker, LLC
  • Building Number270
  • DirectionsFrom the intersection of Rt. 208 and Kentucky Springs Rd (Rt. 652), take Kentucky Springs Rd approximately 6 miles. Turn right onto Elk Creek Rd and continue approximately 1 mile. Turn right into Rock Island Landing onto Rock Island Ridge. Continue to 270 Rock Island Ridge. Property will be on your route; look for sign.
  • Num Attached Garage Spaces2
  • Lower Levels Total Baths1
  • Lower Level1 Total Baths1
  • Lower Level1 Full Baths1
  • Lower Level1 Bedrooms1
  • Lower Levels Total Bedrooms1
  • Lower Levels Total Full Baths1
  • Main Level Total Baths2
  • Main Level Bedrooms1
  • Main Level Half Baths1
  • Main Level Full Baths1
  • Upper Levels Total Full Baths3
  • Upper Levels Total Bedrooms3
  • Upper Levels Total Baths3
  • Upper Level1 Bedrooms3
  • Upper Level1 Full Baths3
  • Upper Level1 Total Baths3
  • Story ListLower 1, Main, Upper 1
  • Structure Design TypeDetached
  • Construction MaterialsAdvanced Framing, HardiPlank Type
  • Property StyleContemporary, Craftsman, Other
  • Bedrooms5
  • Basement
    • Daylight
    • Full
    • Fully Finished
    • Improved
    • Interior Access
    • Walkout Level
  • Full Bath5
  • Bathroom6
  • Half Baths1
  • Laundry TypeMain Floor
  • Levels3
  • Garage TypeGarage - Front Entry, Inside Access
  • Garage Spaces2
  • GarageYes

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated October 4, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

I agree to receive marketing and customer service calls and text messages from Railey Vacations. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Consent is not a condition of purchase. Msg/data rates may apply. Msg frequency varies. Privacy Policy.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

$

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.