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270 Rock Island RidgeMineral, VA 23117Price: $2,395,000

  • Price: $2,395,000
  • Est. Mortgage of $/month
  • 31 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.76% last updated on Sep 10, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $2,395,000List Price
  • 5Bedrooms
  • 6Bathrooms
  • 6,487Square Feet
Welcome to 270 Rock Island Ridge, an exceptional luxury waterfront home in Rock Island Landing, a highly sought-after community on the private side of Lake Anna. From the moment you arrive, the home makes an impression with its beautiful setting, welcoming covered front porch, manicured grounds, and glimpses of the water beyond. Built in 2024 and offering nearly 6,500 finished square feet on 1.29 acres, this 5-bedroom, 5.5-bath home brings together quality, space, thoughtful upgrades, and the Lake Anna lifestyle. Once inside and the lake immediately becomes part of the home. The main level opens into expansive, light-filled living spaces with large windows drawing your attention straight to the water. The gourmet kitchen anchors the space with upgraded countertops, generous cabinetry, a large island, double ovens, and a butler's pantry. Just off the pantry is a wet bar, perfectly positioned for entertaining. The kitchen flows into the dining and living areas, allowing the lake views to remain front and center whether you're cooking, gathering around the table, or relaxing with guests. Continue outside to the screened-in deck, finished with upgraded composite decking and positioned to take full advantage of the waterfront setting. With access from both the dining area and the main-level primary suite, it becomes a natural extension of the home-a place for morning coffee, dinner overlooking the lake, or unwinding at the end of the day. The main level also includes an office, mudroom, laundry room, attached 2 car garage, and primary suite, creating the convenience of main-level living. Upstairs, three additional bedrooms each have their own full bath, providing exceptional privacy for family and guests. The elevated position brings another dimension to the property, with incredible waterfront views from the upper level and bedrooms that feel connected to the lake below. The fully finished walkout lower level is where the scale of this home really comes to life. With approximately 2,600 finished square feet, there is tremendous room for entertaining, recreation, and future possibilities. The open layout currently provides expansive family, game, and gathering areas along with an additional bedroom and full bath, and plenty of space to create additional rooms or customize areas to fit your needs. The walkout design leads directly outside, creating an easy transition from the entertainment level to the lawn and waterfront. Follow the property down to a private beach, and your own composite dock and boathouse. The dock is already equipped with an electric boat lift, electricity, water, additional storage, refrigerator, making days on the lake effortless. From here, take in the wide waterfront views, launch the boat for an afternoon on the private side, swim from your own shoreline, or settle in on the dock as the sun goes down. The owners have continued to upgrade the property with a whole-house water treatment system, alarm system, EV charging outlet, sealed asphalt driveway, additional storage, primary closet and pantry shelving, window shutters and shades, washer and dryer, and more. The home is beautifully appointed with designer furnishings selected specifically for its elevated lake-house style. The furnishings and dock furniture are available at an agreed price, offering the opportunity to purchase a luxury Lake Anna home that is truly ready to enjoy from day one. High-speed internet is available. Investors: short-term rentals are permitted, adding flexibility for use as a full-time residence, second home, or investment property. Rental projections are available in the MLS Documents section. From the moment you arrive, through every level of the home, and all the way down to the water, 270 Rock Island Ridge was made for living Lake Anna well.
Listed by Melanie Virginia Lucero of Real Broker,LLC

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

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More Info

Location Information

  • Date Listed08/15/2026
  • ZoningR2
  • UsmAreaMineral

Parking

  • Parking FeaturesAsphalt Driveway
  • Parking TypesDriveway, Attached Garage
  • Total Garage And Parking Spaces2

Basic Information

Property

  • Property ConditionExcellent
  • New Construction YNN
  • Lot DescriptionPremium

Interior

  • Heating YNYes
  • CoolingCentral A/C
  • Basement YNYes

Utilities

  • UtilitiesPropane
  • Water SourceWell
  • SewerOn Site Septic
  • Central Air YNYes
  • Cooling FuelElectric, Other
  • Water HeaterElectric
  • Heating FuelElectric, Natural Gas, Other
  • Heat SystemForced Air, Other

Water Body

  • Water View YNYes
  • Waterfront FeaturesPrivate Dock Site, Navigable Water
  • WaterfrontYes
  • Water Body TypeLake
  • Water Body NameLake Anna
  • Water FeaturesBoat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Private Beach, Seaplane Permitted, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water AccessYes
  • Dock Type And FeaturesPrivate, Hoist/Lift Electric, Material - Composite
  • Dock Slip Conveyance MultiPhysical Dock/Slip Conveys
  • Dock1

Basic Information

  • MLS NumberVALA2010450
  • Ownership InterestFee Simple
  • List Price$2,395,000
  • Square Feet6,487
  • Acreage1.29
  • Year Built2024
  • MLS Property TypeResidential
  • StatusACT
  • HOA Fee1000.00 / Annually

Location

  • Address270 Rock Island Ridge
  • Area Total6,695
  • SubdivisionRock Island Landing
  • TownMineral
  • StateVA
  • Zip23117
  • CountyLouisa

Exterior

  • RoofArchitectural Shingle, Metal
  • FoundationSlab
  • Exterior FeaturesPrivate Beach

Property Information

  • Lot Size Square Feet56,062
  • Above Grade Finished Area3887
  • Below Grade Area Total2,808
  • Below Grade Unfinished Area208
  • Below Grade Finished Area2600

Amenities

  • PoolNo Pool
  • Slips1
  • AmenitiesBoat Ramp, Pier/Dock, Water/Lake Privileges, Other
  • PricePerSqFt616
  • Other AmenitiesBasement, Waterfront, Water View, Dock

Other

  • Other Structures ListBoat House
  • View Count2

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Total Finished Sq Ft6,487
  • Tax Assessment Amount2198000
  • Tax Year2025
  • Taxes$14,384
  • County Tax$14,384
  • County Tax Payment FrequencyAnnually
  • Assessment Year2026

Building

  • ViewLake
  • Water Oriented YNYes
  • Rooms
    • Family Room
    • Foyer
    • Game Room
    • Great Room
    • Laundry
    • Mud Room
    • Office
    • Utility Room
  • Interior FeaturesBar, Bathroom - Walk-In Shower, Butlers Pantry, Dining Area, Floor Plan - Open, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Other
  • Association Fee$1,000
  • Association Fee FrequencyAnnually
  • Association Fee IncludesCommon Area Maintenance, Pier/Dock Maintenance, Other
  • Association NameROCK ISLAND LANDING OWNERS ASSOCIATION, INC
  • Security FeaturesExterior Cameras
  • Association YNYes
  • High School DistrictLouisa County Public Schools
  • LocationTypeLake
  • Broker NameReal Broker, LLC
  • Building Number270
  • DirectionsFrom the intersection of Rt. 208 and Kentucky Springs Rd (Rt. 652), take Kentucky Springs Rd approximately 6 miles. Turn right onto Elk Creek Rd and continue approximately 1 mile. Turn right into Rock Island Landing onto Rock Island Ridge. Continue to 270 Rock Island Ridge. Property will be on your route; look for sign.
  • Num Attached Garage Spaces2
  • Lower Levels Total Baths1
  • Lower Level1 Total Baths1
  • Lower Level1 Full Baths1
  • Lower Level1 Bedrooms1
  • Lower Levels Total Bedrooms1
  • Lower Levels Total Full Baths1
  • Main Level Total Baths2
  • Main Level Bedrooms1
  • Main Level Half Baths1
  • Main Level Full Baths1
  • Upper Levels Total Full Baths3
  • Upper Levels Total Bedrooms3
  • Upper Levels Total Baths3
  • Upper Level1 Bedrooms3
  • Upper Level1 Full Baths3
  • Upper Level1 Total Baths3
  • Story ListLower 1, Main, Upper 1
  • Structure Design TypeDetached
  • Construction MaterialsAdvanced Framing, HardiPlank Type
  • Property StyleContemporary, Craftsman, Other
  • Bedrooms5
  • Basement
    • Daylight
    • Full
    • Fully Finished
    • Improved
    • Interior Access
    • Walkout Level
  • Full Bath5
  • Bathroom6
  • Half Baths1
  • Laundry TypeMain Floor
  • Levels3
  • Garage TypeGarage - Front Entry, Inside Access
  • Garage Spaces2
  • GarageYes

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated September 14, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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