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168 Alma RoadLouisa, VA 23093Price: $635,000

  • Price: $635,000
  • Est. Mortgage of $/month
  • 5 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.76% last updated on Sep 10, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $635,000List Price
  • 3Bedrooms
  • 2Bathrooms
  • 1,089Square Feet
You will enjoy slipping away to this turn-key adorable waterfront cottage on the public side of Lake Anna -- completely furnished and with high-speed fiber internet! This charming 3-bedroom, 2-bathroom chalet-style home is nestled in the serene Scott McCoy subdivision, offering both true privacy and investment opportunity. This idyllic lake house offers approximately 1,100 square feet, and features an incredibly cozy family room anchored by a warm wood-burning fireplace with mantle and hearth, rich Oak hardwood flooring, a country kitchen with abundant cabinetry, all necessary appliances and dining area, and a main level primary bedroom with ceiling fan and ample closet space. The main level also offers a convenient full bathroom with bathtub and shower. Upstairs, your guests will stretch out in two additional spacious bedrooms, a second full bathroom with shower, and laundry area. Outdoors you'll experience more than an acre of lush private surroundings; follow the beautiful nature trail down to your private boathouse at the water's edge, perfect for boating, fishing, or simply soaking in the tranquil water views. Investors: short term rentals are permitted here. Great location, not far from groceries, popular local restaurants, The Lake Anna Taphouse, coffee, ice cream and more. With appropriate offer, seller will consider including two barely-used jet skis: a 2017 SeaDoo and a 2017 Yamaha F/X High Output, both with less than 30 hours! Double trailer included. Subdivision has its own boat launch in common area, as well. Incredible opportunity for a turn-key waterfront package.
Listed by Grayson Hoffman of Lake Anna Island Realty,Inc.

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

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More Info

Location Information

  • Date Listed09/09/2026
  • ZoningR2
  • UsmAreaLouisa

School Information

  • Junior HighLouisa County
  • High SchoolLouisa County
  • Elementary SchoolTrevilians

Parking

  • Parking FeaturesGravel Driveway
  • Parking TypesDriveway
  • Total Garage And Parking Spaces4

Property

  • Road Surface TypeGravel, Paved
  • Property ConditionExcellent
  • New Construction YNN

Exterior

  • RoofAsphalt, Shingle
  • FoundationBlock, Slab
  • Exterior FeaturesExterior Lighting, Outside Shower, Flood Lights, Awning(s), Outbuilding(s)

Utilities

  • Water SourceWell
  • SewerOn Site Septic, Septic Exists
  • Central Air YNYes
  • Cooling FuelElectric
  • Water HeaterElectric
  • Heating FuelElectric
  • Heat SystemHeat Pump(s)
  • Internet ServicesFiber Optic

Water Body

  • Waterfront FeaturesPrivate Dock Site, Sandy Beach, Navigable Water
  • WaterfrontYes
  • Water Body TypeLake
  • Water Body NameLake Anna
  • Water FeaturesBoat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Seaplane Permitted, Sail, Waterski/Wakeboard
  • Water AccessYes
  • Dock Type And FeaturesMaterial - Treated Lumber
  • Dock Slip Conveyance MultiExclusive Use
  • Dock1

Basic Information

  • MLS NumberVALA2010576
  • Ownership InterestFee Simple
  • List Price$635,000
  • Square Feet1,089
  • Acreage1.18
  • Year Built2008
  • MLS Property TypeResidential
  • StatusACT
  • HOA Fee175.00 / Annually

Location

  • Address168 Alma Road
  • Area Total1,089
  • SubdivisionScott Mccoy
  • TownLouisa
  • StateVA
  • Zip23093
  • CountyLouisa

Interior

  • FlooringHardwood, Ceramic Tile, Carpet, Vinyl
  • Appliances Included
    • Built-In Microwave
    • Dishwasher
    • Dryer
    • Oven/Range - Electric
    • Refrigerator
    • Washer
    • Water Heater
  • Heating YNYes
  • CoolingWindow Unit(s), Central A/C, Ceiling Fan(s)
  • Stories1
  • FurnishedYes

Property Information

  • Lot Size Square Feet51,270
  • Above Grade Finished Area1089

Amenities

  • PoolNo Pool
  • Slips1
  • Amenities
    • Beach
    • Boat Ramp
    • Common Grounds
    • Lake
    • Picnic Area
    • Pier/Dock
  • PricePerSqFt583
  • Other AmenitiesBeachfront, Fireplace, Waterfront, Water View, Dock

Other

  • Other Structures ListShed
  • ExclusionsWall decor / art work.

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Total Finished Sq Ft1,089
  • Tax Assessment Amount472800
  • Tax Year2025
  • Taxes$3,343
  • County Tax$3,343
  • County Tax Payment FrequencyAnnually
  • Assessment Year2026

Building

  • ViewTrees/Woods
  • Water Oriented YNYes
  • Walls CeilingsDry Wall
  • Interior FeaturesCombination Dining/Living, Family Room Off Kitchen, Window Treatments, Wood Floors
  • Association Fee$175
  • Association Fee FrequencyAnnually
  • Association Fee IncludesPier/Dock Maintenance, Recreation Facility, Reserve Funds
  • Association NameSCOTT MCCOY
  • Association YNYes
  • High School DistrictLouisa County Public Schools
  • LocationTypeLake
  • Broker NameLake Anna Island Realty
  • Building Number168
  • DirectionsTake Goldmine to Peach Grove Rd, turn left onto Alma Dr. Follow to the end of cul-de-sac. See sign at entrance to driveway.
  • Main Level Total Baths1
  • Main Level Bedrooms1
  • Main Level Full Baths1
  • Upper Levels Total Full Baths1
  • Upper Levels Total Bedrooms2
  • Upper Levels Total Baths1
  • Upper Level1 Bedrooms2
  • Upper Level1 Full Baths1
  • Upper Level1 Total Baths1
  • Story ListMain, Upper 1
  • Structure Design TypeDetached
  • Construction MaterialsConcrete, Asphalt, Brick, HardiPlank Type
  • Property StyleChalet, Cape Cod
  • Bedrooms3
  • Full Bath2
  • Bathroom2
  • Laundry TypeHas Laundry, Upper Floor
  • Levels1.5
  • Fireplace FeaturesWood, Mantel(s)
  • Fireplace YNYes
  • Fireplace1
  • Patio And Porch FeaturesPorch(es), Roof

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated September 14, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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