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1753 North Independence DriveMontross, VA 22520Price: $644,999

  • Price: $644,999
  • Est. Mortgage of $/month
  • 228 Days on Market
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%
$/month over payments
Federal 30-year interest rate: 7.32% last updated on Oct 22, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $644,999List Price
  • 5Bedrooms
  • 4Bathrooms
  • 2,084Square Feet
A MOTIVATED SELLER… So Don't delay! Another price reduction AS OF TODAY! Truly an GEM that appraised for $729,000 one year ago and opportunities like this are rare and DON'T happen often! Walk into this home…. with EQUITY! Now offering a rare Stratford Harbour property with outstanding Potomac River views, nearly 2 acres across three lots, a separate 2-bedroom guest apartment, and a large boat garage - all in one exceptional property at a substantially improved price! Welcome to one of the most unique and remarkable river-view homes in the highly desirable waterfront community of Stratford Harbour in Montross, Virginia. This beautiful colonial-style residence, built in 1998, offers stunning views of the Potomac River and sits on approximately 2 private acres spanning three lots, while requiring only two HOA fees. With over 2,000 square feet of living space, this well-maintained home offers both comfort and versatility. The main level features a spacious living area centered around a cozy fireplace, an inviting galley-style kitchen with attractive cabinetry, and a separate dining area ideal for entertaining or family gatherings. The primary bedroom suite is a true highlight of the home, offering breathtaking views of the Potomac River and direct access to an enclosed deck, creating the perfect place to relax and enjoy peaceful waterfront scenery. The primary bathroom connects privately to the suite, while two additional bedrooms are also located on the main level. The lower level provides additional living space with a comfortable family room or den, a full bathroom with stall shower, and convenient access to both the backyard patio and the finished two-car garage. What truly makes this property stand apart is the additional lot featuring a large boat garage, providing plenty of space for boats, watercraft, and recreational equipment. Above the boat garage is a thoughtfully designed 2-bedroom, 1-bath apartment, offering incredible flexibility for guests, extended family, or potential rental income. A VIRTUAL OPEN HOUSE for this lovely home is now on YouTube in 3 parts! Find them under this homes address! Be sure to view the community video tour of Stratford Harbour available on the MLS and discover why so many people choose to call this waterfront community home - “Stratford Harbour is a community where neighbors become friends, and friends become family.”
Listed by Tina M. Keene of AC Realty Group

Driving Directions

Railey Vacations
Railey Vacations
Office: 301-387-2124
5 Vacation Way
McHenry, MD 21541

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More Info

Location Information

  • Date Listed03/11/2026
  • ZoningR2
  • UsmAreaMontross

School Information

  • Junior HighCall School Board
  • High SchoolCall School Board
  • Elementary SchoolCall School Board

Basic Information

Building

  • Num Detached Garage Spaces4
  • ViewRiver
  • Water Oriented YNYes
  • Walls Ceilings9'+ Ceilings, Dry Wall
  • Association Fee$1,006
  • Association Fee FrequencyAnnually
  • Association NameSTRATFORD HARBOUR
  • Security FeaturesSmoke Detector
  • Association YNYes
  • High School DistrictWestmoreland County Public Schools
  • LocationTypeRiver
  • Broker NameAC Realty Group
  • Building Number1753
  • Distance To Body Of Water10
  • DirectionsFrom King George, Virginia follow towards Westmoreland State Park. Pass the park make a left on Stratford Hall Road. Follow Stratford Hall Road and make a left on North Independence Dr. then follow North Independence Dr. until you come to 1753 North Independence Dr. on your left. Real Estate sign on property.
  • Distance To Body Of Water UnitsFeet
  • Num Attached Garage Spaces2
  • Lower Level2 Total Baths1
  • Lower Level2 Full Baths1
  • Lower Levels Total Baths2
  • Lower Level2 Bedrooms2
  • Lower Level1 Total Baths1
  • Lower Level1 Full Baths1
  • Lower Levels Total Bedrooms2
  • Lower Levels Total Full Baths2
  • Main Level Total Baths2
  • Main Level Bedrooms3
  • Main Level Full Baths2
  • Story ListLower 1, Lower 2, Main
  • Structure Design TypeDetached
  • Construction MaterialsShingle Siding, Stick Built, Wood Siding, Vinyl Siding, Concrete
  • Property StyleColonial
  • Bedrooms5
  • BasementFully Finished, Garage Access, Walkout Level
  • Full Bath4
  • Bathroom4
  • Laundry TypeMain Floor, Washer In Unit, Dryer In Unit
  • Levels2
  • Fireplace FeaturesGas/Propane
  • Fireplace YNYes
  • Fireplace1
  • Garage TypeAdditional Storage Area, Garage - Front Entry, Inside Access, Oversized
  • Garage Spaces6
  • GarageYes
  • Patio And Porch FeaturesDeck(s), Enclosed, Patio(s), Screened

Basic Information

  • MLS NumberVAWE2010588
  • Ownership InterestFee Simple
  • List Price$644,999
  • Square Feet2,084
  • Acreage2
  • Year Built1998
  • MLS Property TypeResidential
  • StatusACT
  • HOA Fee1006.00 / Annually

Location

  • Address1753 North Independence Drive
  • Area Total2,084
  • SubdivisionStratford Harbour
  • TownMontross
  • StateVA
  • Zip22520
  • CountyWestmoreland

Interior

  • FlooringFully Carpeted, Vinyl
  • Appliances Included
    • Built-In Microwave
    • Dishwasher
    • Dryer
    • Oven - Single
    • Range Hood
    • Refrigerator
    • Washer
    • Water Heater
  • Heating YNYes
  • CoolingCeiling Fan(s), Central A/C, Heat Pump(s)
  • Basement YNYes
  • FurnishedPartially

Property Information

  • Lot Size Square Feet87,120
  • Above Grade Finished Area2084

Amenities

  • PoolYes - Community
  • Community Pool FeaturesIn Ground
  • Amenities
    • Baseball Field
    • Basketball Courts
    • Beach
    • Boat Dock/Slip
    • Boat Ramp
    • Club House
    • Common Grounds
    • Dining Rooms
    • Exercise Room
    • Lake
    • Marina/Marina Club
    • Meeting Room
    • Non-Lake Recreational Area
    • Pickleball Courts
    • Picnic Area
    • Pier/Dock
    • Pool - Outdoor
    • Security
    • Shared Slip
    • Soccer Field
    • Tennis Courts
    • Tot Lots/Playground
    • Volleyball Courts
    • Water/Lake Privileges
  • Accessibility AmenitiesChairlift
  • PricePerSqFt310
  • Other AmenitiesBasement, Fireplace, Pool, Tennis, Water View

Tax Information

  • Total Taxes Payment FrequencyAnnually
  • Tax Assessment Amount606900
  • Tax Year2025
  • Taxes$3,898
  • Assessment Year2021

Parking

  • Parking FeaturesAsphalt Driveway, Private
  • Parking TypesDetached Garage, Attached Garage, Driveway, Off Street
  • Total Garage And Parking Spaces10

Property

  • Road Surface TypePaved, Black Top
  • Property ConditionExcellent
  • New Construction YNN
  • Lot DescriptionLandscaping, SideYard(s)

Exterior

  • RoofArchitectural Shingle
  • FoundationSlab
  • Exterior FeaturesExterior Lighting, Extensive Hardscape, Flood Lights, Private Beach

Utilities

  • UtilitiesCable TV Available, Electric Available, Phone Available, Water Available
  • Water SourcePublic
  • SewerSeptic = # of BR
  • Central Air YNYes
  • Cooling FuelElectric
  • Water HeaterElectric
  • Heating FuelElectric, Propane - Leased
  • Heat SystemCentral, Heat Pump(s)
  • Internet ServicesBroadband

Water Body

  • Water View YNYes
  • Waterfront FeaturesNavigable Water
  • Water Body TypeRiver
  • Water FeaturesBoat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Private Beach, Waterski/Wakeboard, Swimming Allowed
  • Water AccessYes

Other

  • Other Structures ListNone
  • Additional Parcels Description3 lots in total,2 HOA Fees with Stratford Harbour

Copyright 2026 BRIGHT, All Rights Reserved.  Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Railey Vacations participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Data last updated October 25, 2026. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

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